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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

Very good customer care service.

5
Very good customer care service. Reviewed on: 30th June 2026

All good :)

5
Everything is clear, easy to use, and the approach to the customer is excellent. Reviewed on: 30th June 2026

Easy to use and readily accessible in time of money...

5
Easy to use and readily accessible in time of money crisis. Reviewed on: 30th June 2026

You feel safe with PayPal.

5
You feel safe with PayPal. It's easy accepting in more and more places... I always chose paypal as my preferred method of payment. If they don't accept paypal. I trust them less. Reviewed on: 30th June 2026

I have been using PayPal for many years and I really...

5
I have been using PayPal for many years and I really enjoy using PayPal in 3 installments and interest free credit options. Reviewed on: 30th June 2026

Easy to apply, very straightforward process.

5
Easy to apply, very straightforward process. Reviewed on: 30th June 2026

Fast service

5
Fast service and easy to understand Reviewed on: 30th June 2026

absolutely brilliant easy to use and to make over pa...

5
absolutely brilliant easy to use and to make over payment when needed Reviewed on: 30th June 2026

Lifesaver

5
Helps me to get the things i want and need, whilst helping me budget and keeping me financially secure. Reviewed on: 30th June 2026

Very easy to use with flexible payments,

5
Very easy to use with flexible payments, Reviewed on: 30th June 2026

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