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PayPal: PayPal Credit reviews

4.90
Based on 111,121 reviews, last reviewed 20th May 2026
2779900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy , it’s safe , I always get help if there i... It’s easy , it’s safe , I always get help if there is a problem, highly recommended Reviewed on: 20th May 2026
Jayne Geary's avatar
Jayne Geary

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (111121)

Fast & very reliable.

5
Fast & very reliable. Safe and secure. Reviewed on: 18th April 2026

Pay pal has made payment very easy

5
Pay pal has made payment very easy Reviewed on: 18th April 2026

Fantastic

5
Easy to use and easy to make repayments and purchase interest free period is great Reviewed on: 18th April 2026

Easy to pay when shopping online.

5
Easy to pay when shopping online. No hassles and good choice of payment options. Reviewed on: 18th April 2026

Using PayPal

5
Using PayPal has always made online payments feel quick, simple, and secure. I like how easy it is to check out without entering card details every time, and the buyer protection gives me extra confidence when shopping online. It also works smoothly for sending and receiving money, which makes it a very convenient payment option. PayPal has saved me time and made the whole process of paying online much more straightforward. Reviewed on: 18th April 2026

PayPal setting the bar for excellence

5
Easy app to use , great customer service. I use mostly for online purchases. Any problems are dealt with swiftly and are positive. I would recommend to anyone Reviewed on: 18th April 2026

Regarding paying phn bills

5
It was very good. When i used credit of paypal to pay monthly my phn bill Reviewed on: 18th April 2026

Great experience very easy and great to use and cont...

5
Great experience very easy and great to use and contact - every place offers PayPal Reviewed on: 18th April 2026

PayPal Credit is the best for me.

5
PayPal Credit is the best for me. The will have you couple of mo the to settle with no interest. You can also speed up your payment by topping up every week or any time before the payment is due every month. Reviewed on: 18th April 2026

Always best, I recommend it to everyone

5
Always best, I recommend it to everyone Reviewed on: 18th April 2026

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