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PayPal: PayPal Credit reviews

4.90
Based on 111,079 reviews, last reviewed 20th May 2026
2777900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used paypal alot and never once had any problems. Have used paypal alot and never once had any problems. So very happy with there service. Reviewed on: 20th May 2026
Carlos's avatar
Carlos

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111079)

Repeated captur requests are a nightmare

4
It's been mixed. I hate the constant captur requests, I just want to use my money freely.i hate that I couldn't pay for a hotel in Italy as I could t move the money over to a payment card.o hate the limited functions but I'm happy I finally have a PayPal card. Reviewed on: 18th April 2026

Very good PayPal and I am very happy

5
Very good PayPal and I am very happy Reviewed on: 18th April 2026

PayPal trusted for many years

5
I’ve trusted PayPal for many years now for making the vast majority of my online purchases. It’s quick, easy to use and track my transactions. I strongly recommend PayPal to anyone who asks. I like the extra layer of security going between my purchases and bank account. Reviewed on: 18th April 2026

I’ve been using PayPal for over twenty years now and...

5
I’ve been using PayPal for over twenty years now and it’s always been my first option for payments and always will. Reviewed on: 18th April 2026

Straightforward, convenient and trustworthy

4
Straightforward, convenient and trustworthy Reviewed on: 18th April 2026

Paypal credit is great.

5
Paypal credit is great. It's an added credit facility that helps with the cashflow. Reviewed on: 18th April 2026

PayPal does everything I need

4
PayPal does everything I need and I love the credit function. I wish the limit was higher so I could use it for more luxury items. Reviewed on: 18th April 2026

Easy purchasing

5
Easy to get through. HelpfulDisputes get sorted Reviewed on: 18th April 2026

Straight forward transaction, support is great and g...

5
Straight forward transaction, support is great and good customer service Reviewed on: 18th April 2026

The go-to-up for expenses

5
I have been using PayPal for more than 5 years and I’m really satisfied with it. It’s really flexible, stress free and convenient. I use it to buy flights tickets, gifts for my family and myself. In addition, whenever I had raised a dispute, PayPal helped me get my money back when I was right. Reviewed on: 18th April 2026

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