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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

Amazingly great experience

5
Amazing and really no words can describe how overly satisfied I am Reviewed on: 30th June 2026

Great communication, easy to use and very helpful as...

5
Great communication, easy to use and very helpful as we have the option to pay items that are over £100 and we can pay in 4 months Reviewed on: 30th June 2026

Always there to help

5
Always there to help when a transaction has gone wrong Reviewed on: 30th June 2026

Easy to use paypal for paying online its very safe

5
Easy to use paypal for paying online its very safe Reviewed on: 30th June 2026

The whole experience of using PayPal credit was simp...

5
The whole experience of using PayPal credit was simple, seamless and quick. The application process was easy and the decision was immediate. If only all credit processing was this simple to use. I would have no hesitation in using PayPal credit again in the future. Reviewed on: 30th June 2026

Amazing experience customer service is very good wou...

5
Amazing experience customer service is very good would recommend to friends and family Reviewed on: 30th June 2026

Always had a great experience with PayPal.

5
Always had a great experience with PayPal. Fast and efficient way to pay Reviewed on: 30th June 2026

It's so easy to use you know exactly what you are be...

5
It's so easy to use you know exactly what you are being charged for It's easy to navigate on the app Reviewed on: 30th June 2026

You can rely on Paypal

5
Well whenever i need some little help with postponing payments and pay a bit later, i know i can rely on Paypal Reviewed on: 30th June 2026

Great service.

5
Have been using PayPal for number of years. Have used PayPal credit several times during hard months and it was big help. Reviewed on: 30th June 2026

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