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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

Excellent service love paypal.

5
Excellent service love paypal. I know i aint going to win as i never win anything Reviewed on: 30th June 2026

Quick and easy to use.

3
Quick and easy to use. Speed of service is great Reviewed on: 30th June 2026

easy to use app, card easily added to my apple walle...

5
easy to use app, card easily added to my apple wallet, clear repayment schedule with reasonable interest rate, safe and secure pay option. Reviewed on: 30th June 2026

0% Credit

5
Really helpful to spread out the cost specially with 0% interest. Reviewed on: 30th June 2026

Easy intuitive app.

5
Easy intuitive app. Good UI. Good rates. Good Service. Reviewed on: 30th June 2026

PayPal are always helpful.

5
PayPal are always helpful. they help with your affordability and support you to remain out of debt Reviewed on: 30th June 2026

A must have

5
the easiest, most quickest and delays Reviewed on: 30th June 2026

Its a life saver.

5
Its a life saver. Like a reliable support system. I ensure to pay back promptle n not accrue too much. In all this is an excellent financial back up Reviewed on: 30th June 2026

Pay pal makes it easy for me to pay online safely an...

5
Pay pal makes it easy for me to pay online safely and offer great saving plans like pay in 3 or PayPal credits Reviewed on: 30th June 2026

Easy to navigate and accessible to use, well laid ou...

5
Easy to navigate and accessible to use, well laid out app and simple to understand. Reviewed on: 30th June 2026

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