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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

i have used PI3 19 times, but I now use Klarma.

i have used Pay in 3 a total of 19 times so far, it's a great idea, we can all find £200/month quite easily, a lot easier than finding £600 for that special item, you could save your money for 3 months and then buy it, question is; will it still be available at the current price, or even at all !! Reviewed on: 30th June 2026

Good sery

Very happy with the service never had any problems Reviewed on: 30th June 2026

Interest rates too high.

Interest rates too high. They could be better. Reviewed on: 30th June 2026

Really very simple to complete.

Really very simple to complete. Recommended Reviewed on: 30th June 2026

Pay pal is great

Great credit option to have. Easy to see where you stand. Widely accepted do like the 4 months interest free offers. Reviewed on: 30th June 2026

Really good using PayPal and very easy to use

Really good using PayPal and very easy to use Reviewed on: 30th June 2026

Easy as can be, just a couple of clicks and you are...

Easy as can be, just a couple of clicks and you are done Reviewed on: 30th June 2026

Always been happy with paypal

Nothing to say but well done paypal Reviewed on: 30th June 2026

Peace of mind when it’s needed

Having peace of mind knowing you have credit there available when necessary for say a larger purchase is great. Reviewed on: 30th June 2026

Rewarding pay-pal

I haven’t had a pay-pal credit card for long but I have to say I like the idea of the four months interest free repayments, so far so good. Reviewed on: 30th June 2026

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