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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

I’ve used PayPal credit multiple times and had absol...

I’ve used PayPal credit multiple times and had absolutely zero issues, excellent service and I would recommend it to anyone who uses PayPay. Reviewed on: 30th June 2026

PayPal credit

Clear and precise information easy to use tells me when payment is due in plenty of time and the 0% interest over 4 months is a lifesaver would definitely recommend Reviewed on: 30th June 2026

Very easy and accessible way to help.

Very easy and accessible way to help. Reviewed on: 30th June 2026

Best payment option .

Any issues with sellers have been solved and have got my money back,PayPal has helped a lot with purchases that couldn’t afford with one payment. Reviewed on: 30th June 2026

Very easy to use and a great way to budget.

Very easy to use and a great way to budget. Reviewed on: 30th June 2026

Bought items with four months interest free on two o...

Bought items with four months interest free on two occasions already, a very useful offer when you need to defer an expense for a short period. Reviewed on: 30th June 2026

Been with PayPal for years excellent customer servic...

Been with PayPal for years excellent customer service never any problems with payments going out or coming in great company. Reviewed on: 30th June 2026

It's my go-to online payment method...

It's my go-to online payment method and I'm keen to use it for daily purchases Reviewed on: 30th June 2026

Always my firstchoice...

I have used PayPal credit on numerous occasions and find the whole process very easy and completely seamless. I like the reminder texts and emails regarding upcoming payments and also the 4 month 0 per cent offers Reviewed on: 30th June 2026

Paypal credit - so easy to use

I find paypal credit very easy to use, its so handy being able to spread the cost of larger purchases over 4 months with no interest, I am disappointed when i cant use it Reviewed on: 30th June 2026

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