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PayPal: PayPal Credit reviews

4.90
Based on 110,996 reviews, last reviewed 20th May 2026
2773850% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless, secure, and remarkably reliable. I've been using PayPal for years, and it's never let me down. Transactions are instant, the mobile app is incredibly user-friendly, and it makes check... Read more Reviewed on: 20th May 2026
Mr noor's avatar
Mr noor

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110996)

I use PayPal credit ....

4
I use PayPal credit and just wish that the fees were less.Otherwise I frequently trust Paypal Reviewed on: 18th April 2026

Very good app very simple to understand.

5
Very good app very simple to understand. Reviewed on: 18th April 2026

It’s very convenient and reliable

5
It’s very convenient and reliable Reviewed on: 18th April 2026

Paypal credit must have.

5
Paypal credit saves my life. With the offers available as well and very helpful customer support service I highly recommend having it. I had it for ages and never have any problems. Reviewed on: 18th April 2026

Superb service

5
Anytime I've contacted them they've been extremely helpful Reviewed on: 18th April 2026

Great way of of using credit, love the 0% for 4 mont...

5
Great way of of using credit, love the 0% for 4 months, helps a lot in today’s age. Reviewed on: 18th April 2026

Great safe way to manage money.

5
Great safe way to manage money. Provides ability to afford costly expenses with the option to pay in 3 and with credit. Reviewed on: 18th April 2026

PayPal is the best digital payment platform

5
PayPal is really good. I could easily pay and receive money not only in local currency but in foreign too; without any extra charges and hidden fees. Its credit feature is awesome allows me pay back in 4 months; which is really a great help. Thanks PayPal. Reviewed on: 18th April 2026

PayPal Credit

5
Grate way to spread the cost of purchases Reviewed on: 18th April 2026

Brilliant

5
Brilliant service, very helpful customer service Reviewed on: 18th April 2026

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