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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

Excellent product, quick answers , helps in many dif...

Excellent product, quick answers , helps in many different ways of payment , Reviewed on: 30th June 2026

Really good across most ec sites as a payment option

Really good across most ec sites as a payment option Reviewed on: 30th June 2026

One of the best!

Paypal Credit is honestly one of the best in my opinion, not only is it accepted basically everywhere now with the option to get a Paypal Credit Card but you can also benefit from 0% purchases for a certain time period subject to what said purchases are. Reviewed on: 30th June 2026

Credit Where It's Worth!

I had previously avoided ever considering to apply for PayPal credit. Nevertheless, I have been extremely impressed by my highly positive experience! I endeavour to ensure that monthly payments for various purchases are met and I prefer that the overall payment plan is completed within a reasonable time-span. The one time I contacted Customer Services due to a payment delay, I was so stressed about falling into arrears. The representative I spoke to, was courteous and knowledgeable. He was able to clarify my rather complex combination of payment plans and explain the immediate measures I could take to avoid being penalised. By taking his sage advice I was able to keep on track with all due payments without incurring any credit deficits. I continue to be a loyal advocate of PayPal credit as it makes costly purchases affordable and a direct debit arrangement allows for effortless repayments. For all the aforementioned reasons, PayPal credit is now my prioritised form of credit for acquiring significant & treasured items. Reviewed on: 30th June 2026

Great pay options

I do love paypal for the pay options and easy to use. I will highly recommend. Reviewed on: 30th June 2026

Fast & Easy ...

IN sending money for my daughter very fast and easy Reviewed on: 30th June 2026

They solve issues quickly

They solve issues quickly and are very helpful Reviewed on: 30th June 2026

Paypal Credit

Every time i've used Paypal credit is a relief because most of the establishments nowdays use Paypal payment . Reviewed on: 30th June 2026

Always easy to use, from buying to paying it back, i...

Always easy to use, from buying to paying it back, it is hassle free. Reviewed on: 30th June 2026

Mr Ahmed

Excellent experience withbpaypal Reviewed on: 30th June 2026

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