Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,992 reviews, last reviewed 20th May 2026
2773650% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Service ever) very like 4 months 0 % payment... Best Service ever) very like 4 months 0 % payment and 4 months 0% also, Like you service Reviewed on: 20th May 2026
Andris Parastais's avatar
Andris Parastais

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110992)

Great service all round.

5
Great service all round. Easy to use simple and effective wi the good customer service all the time. Quick and efficient Reviewed on: 18th April 2026

Great experience great company very handy to use qui...

5
Great experience great company very handy to use quick withdrawals and quick payment methods Reviewed on: 18th April 2026

Piece of Cake

5
easy to setup and use, good credit limit and timely reminders Reviewed on: 18th April 2026

Very helpful service

5
PayPal Credit is very easy to use and helpful for online shopping. I like the flexibility to pay later. The app is simple and works well. I am happy with the service. Reviewed on: 18th April 2026

It’s convenient and safely using PayPal on any onlin...

5
It’s convenient and safely using PayPal on any online purchases and if have problems arise they can sort out quickly. Reviewed on: 18th April 2026

I like paypal but sometimes takes long time to show...

4
I like paypal but sometimes takes long time to show transactions and sometimes is not working on apply payment Reviewed on: 18th April 2026

I use PayPal credit ....

4
I use PayPal credit and just wish that the fees were less.Otherwise I frequently trust Paypal Reviewed on: 18th April 2026

Very good app very simple to understand.

5
Very good app very simple to understand. Reviewed on: 18th April 2026

It’s very convenient and reliable

5
It’s very convenient and reliable Reviewed on: 18th April 2026

Paypal credit must have.

5
Paypal credit saves my life. With the offers available as well and very helpful customer support service I highly recommend having it. I had it for ages and never have any problems. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 52430 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3720 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 84 reviews
    PayPal
    View all products