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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

PayPal credit is easy to use and provides me with th...

5
PayPal credit is easy to use and provides me with the flexibility with paying for expensive purchases Reviewed on: 30th June 2026

I frequently use Paypal's pay in three and paypal cr...

5
I frequently use Paypal's pay in three and paypal credit options as it's so widely accepted at different merchants. The interest rates are excellent, with 0% options available which really helps with large purchases. Reviewed on: 30th June 2026

I love PayPal!

5
I love PayPal! I have family that live in America and I live in the UK so it is a great way to be able to send and receive payments from each other. I have also used PayPal to receive payment for work and it was a very quick and easy process. Reviewed on: 30th June 2026

True to their works

5
They have good customer service, services are good and what you see or hear is what you get. They're amazing Reviewed on: 30th June 2026

I find PayPal credit easy and convinent to use and c...

5
I find PayPal credit easy and convinent to use and can instantly pay for things hasse free Reviewed on: 30th June 2026

Just started using PayPal credit

5
I have only just started using PayPal credit but I have found it easy to you and very convenient Reviewed on: 30th June 2026

It's a good service and supported by a lot of retail...

4
It's a good service and supported by a lot of retailers which is why I use it. But would prefer if it worked more like klanra where transactions are separate rather than together like a credit card Reviewed on: 30th June 2026

Great app. Never had an issue.

5
Never had an issue. Great app. Love the flexibility I have with it too. Reviewed on: 30th June 2026

Keep up the good work.

5
Very good customer service when I have contacted you,a great way of making things more affordable. Reviewed on: 30th June 2026

Safe and quick method of payment

5
Safe and quick method of payment Reviewed on: 30th June 2026

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