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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

It's so easy to use and I've been using it for quite...

It's so easy to use and I've been using it for quite a while now, I've used services from others but I've cancelled them now and just use PayPal Reviewed on: 30th June 2026

I always prefer using PayPal Credit or Pay in 3

I always prefer using PayPal Credit or Pay in 3 as they are both easy to use and very convenient. The offer of 0% interest if paid off in 4 months is also a bonus. Never had any issues with it as I have always paid on time, and with the option of linking my PayPal account directly to my bank account I don't have to worry about not having funds in my account. After using PayPal Credit I wouldn't use any other company as I never feel like I will fall into debt with PayPal. It is difficult to think of a negative as it is a very convenient method of paying large sums of money. Reviewed on: 30th June 2026

Use PayPal for most things very happy with your serv...

Use PayPal for most things very happy with your service and support Reviewed on: 30th June 2026

Great flexibility and credit interface.

Great flexibility and credit interface. Reviewed on: 30th June 2026

Convenient and secure solution.

Convenient and secure solution. Professional and Helpful staff offering a very sleek customer service. I have never been let down by PayPal and would highly recommend to family, friends and colleagues. Reviewed on: 30th June 2026

All works perfectly, thank you for supporting

All works perfectly, thank you for supporting Reviewed on: 30th June 2026

Fantastic flexibility , great communication

Fantastic flexibility , great communication Reviewed on: 30th June 2026

PayPal is easy to use and the app is super intuitive.

PayPal is easy to use and the app is super intuitive. I find changing or removing connected cards can be a bit of a fuss. Reviewed on: 30th June 2026

PayPal thanks

Great PayPal all very good the best Reviewed on: 30th June 2026

Great experience.

Great experience. Good customer service when required. Had very little concerns at all Reviewed on: 30th June 2026

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