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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

paypal is a great way to buy online shopping as you...

5
paypal is a great way to buy online shopping as you can pay in stages without being charged , Reviewed on: 30th June 2026

Good overall performance however does not give you e...

5
Good overall performance however does not give you enough information about how much you will end up paying. Could also have a better customer service experience Reviewed on: 30th June 2026

Simple to use, easy to navigate.

5
Simple to use, easy to navigate. Great feature to PayPal. I like the way it breaks everything down. Also when making a payment to your account, it comes off the first thing that is due, so purchases are paid off in order. Reviewed on: 30th June 2026

Always useful, credit comes in handy when really nee...

4
Always useful, credit comes in handy when really need it Reviewed on: 30th June 2026

Easy to use and accessible anywhere, anytime.

5
Easy to use and accessible anywhere, anytime. Reviewed on: 30th June 2026

I have used PayPal a lot and whenever I have had a p...

5
I have used PayPal a lot and whenever I have had a problem it has been dealt with quickly and resolved Reviewed on: 30th June 2026

Good but doesn't have purchase freedoms

4
Decent but dictates what you are allowed to spend money on. Reviewed on: 30th June 2026

I am over 15 years with PayPal.

5
I am over 15 years with PayPal. Very easy to use, never had any problem. Reviewed on: 30th June 2026

Easy to use and very flexible to manage

5
Easy to use and very flexible to manage Reviewed on: 30th June 2026

smooth experience using the service

5
smooth experience using the service Reviewed on: 30th June 2026

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