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PayPal: PayPal Credit reviews

4.90
Based on 110,967 reviews, last reviewed 20th May 2026
2772500% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and fast spending straight away... Easy to apply and fast to get spending straight away and easy to pay each month with instalment plans and also it’s all interest free if paid of in ti... Read more Reviewed on: 20th May 2026
Caroline 's avatar
Caroline

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110967)

Am very much happy with PayPal very easy and conven...

5
Am very much happy with PayPal very easy and convenient i really enjoy it Reviewed on: 18th April 2026

PayPal's the best for online shopping; it protects y...

5
PayPal's the best for online shopping; it protects you from scams with a money-back guarantee. Reviewed on: 18th April 2026

Payment plan can be a bit confusing

4
Payment plan can be a bit confusing Reviewed on: 18th April 2026

I've had PayPal for a long time and it's always been...

5
I've had PayPal for a long time and it's always been convenient for me to use. Reviewed on: 18th April 2026

Seamless Convenience

5
PayPal is a fast and secure way to shop online because you don’t have to share your bank details, making payments quick and stress-free. Reviewed on: 18th April 2026

Great service all round.

5
Great service all round. Easy to use simple and effective wi the good customer service all the time. Quick and efficient Reviewed on: 18th April 2026

Great experience great company very handy to use qui...

5
Great experience great company very handy to use quick withdrawals and quick payment methods Reviewed on: 18th April 2026

Piece of Cake

5
easy to setup and use, good credit limit and timely reminders Reviewed on: 18th April 2026

Very helpful service

5
PayPal Credit is very easy to use and helpful for online shopping. I like the flexibility to pay later. The app is simple and works well. I am happy with the service. Reviewed on: 18th April 2026

It’s convenient and safely using PayPal on any onlin...

5
It’s convenient and safely using PayPal on any online purchases and if have problems arise they can sort out quickly. Reviewed on: 18th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review