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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

I have had a good experience with PayPal no excessiv...

4
I have had a good experience with PayPal no excessive fees and everything is straight forward Reviewed on: 1st July 2026

Poor service

5
Really bad customer service no manners Reviewed on: 1st July 2026

It was very hard to obtain the credit increase from...

4
It was very hard to obtain the credit increase from PayPal Reviewed on: 1st July 2026

Is a safe space.

5
Is a safe space.never had issues only with ppl trying to scam me. Reviewed on: 1st July 2026

So straight forward and does the job when I need it.

5
So straight forward and does the job when I need it. If I can, I use PayPal for sending money to friends and family as it’s reliable and easy, absolutely hassle free Reviewed on: 1st July 2026

Always feel protected and safe when I see PayPal as...

5
Always feel protected and safe when I see PayPal as a payment option Reviewed on: 1st July 2026

Very good sevice arup

5
Very good sevicee good luck hope PayPal will focus customer satisfaction Reviewed on: 1st July 2026

Easy easy easy

5
Easy flexible, understanding fab Reviewed on: 1st July 2026

Best experience in online payments so far.

5
Best experience in online payments so far. Reviewed on: 1st July 2026

Used it for many years, always reliable and useful.

5
Used it for many years, always reliable and useful. I like the variety of vendors I can use and the security/safety of using paypal. Reviewed on: 30th June 2026

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