Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110913 reviews)

View other PayPal products

4.90

Based on 110,913 reviews, last reviewed 19th May 2026

2770100% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible options at competitive rates Flexible options at competitive rates Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (110913)

Hassel free

Always easy and quick when using pay pal no hassle no stress Reviewed on: 18th April 2026

Had a problem with a unwanted subscription purchase.

Had a problem with a unwanted subscription purchase. Paypal stepped in and sorted for me Reviewed on: 18th April 2026

PayPal helped when I was being scammed they were so...

PayPal helped when I was being scammed they were so helpful Reviewed on: 18th April 2026

PayPal has been extremely helpful making purchases

PayPal has been extremely helpful making purchases. Reviewed on: 18th April 2026

Easy to use and keep on top of payments.

Easy to use and keep on top of payments. Lots of interest free options for most retailers if paid within an agreed timescale. Can easily over pay. Reviewed on: 18th April 2026

PayPal push its credit facility without telling you...

PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the discount being offered by taking it Reviewed on: 18th April 2026

Excellent efficient payment method.

Excellent efficient payment method. Reviewed on: 18th April 2026

Good customer service and great provider

Good customer service and great provider Reviewed on: 18th April 2026

Excellent App

App easy to navigate. Prompt notifications Dispute resolutions dealt with efficiently Ease of transfer of funds Reviewed on: 18th April 2026

Super easy

Super easy too use & very simple to set up Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.91 from 3720 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52400 reviews
Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub