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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

PayPal is an excellent money provider

PayPal is an excellent money provider Reviewed on: 1st July 2026

Great service, good product too!

Always a good service and their call centre staff are really helpful. Reviewed on: 1st July 2026

Its very easy to use plus its easy to pay off in 3 a...

Its very easy to use plus its easy to pay off in 3 and 4 months intrest free ... thats a game changer and paypal is the most reliable and trust worthy Reviewed on: 1st July 2026

Great service, Very easy to navigate.

Great service, Very easy to navigate the web site. 4 monthes interest free credit what more can you ask for. Reviewed on: 1st July 2026

Very good

Very good Very fast service I like it always use and recommend Reviewed on: 1st July 2026

Paypal is an amazing platform for credit it has alwa...

Paypal is an amazing platform for credit it has always been my number one Reviewed on: 1st July 2026

A 20 plus years very happy member

I've been a member for over 20 years and have nothing but good things to say! Reviewed on: 1st July 2026

PayPal interest free credit has helped me setup my h...

PayPal interest free credit has helped me setup my home. Reviewed on: 1st July 2026

PayPal credit was very helpful when I had to urgentl...

PayPal credit was very helpful when I had to urgently purchase a phone with the credit and with no interest as well I believe it is a very successful and helpful tool to use when making a big purchase and splitting the big payment into instalments. Reviewed on: 1st July 2026

Highly recommended

Good service I actually recommend all my relatives Reviewed on: 1st July 2026

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