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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Very good, I can buy things I want to and spread cost.

Very good, I can buy things I want to and spread cost. It helped me buying things for my new home. Much appreciated Reviewed on: 1st July 2026

PayPal has been an excellent platform for managing o...

PayPal has been an excellent platform for managing online payments. The interface is intuitive, transactions are fast, and the security features provide peace of mind when sending or receiving money. I especially appreciate how easy it is to make international payments and shop online with buyer protection. Customer support has also been helpful whenever I’ve needed assistance. Overall, PayPal is a reliable, secure, and convenient payment service that I would confidently recommend to others. Reviewed on: 1st July 2026

Very professional to deal with, call handlers very p...

Very professional to deal with, call handlers very polite Reviewed on: 1st July 2026

Amazing great service love it easy and fast to use...

Amazing great service love it easy and fast to use Reviewed on: 1st July 2026

Low credit and high interest make it not that useful.

Low credit and high interest make it not that useful. Reviewed on: 1st July 2026

From the bottom of my heart, Thank you, awesome Paypal.

When I started with Paypal, it was at a time I needed a secure pay platform given the growing numbers of con artists and fraudulent businesses out there, another means to augment my credit card facility, and ease of payment. Paypal has been awesome for me in those three ways. My brother is in Australia and is yet to join the platform: I'm encouraging him to do that now. From the bottom of my heart, Thank you, Paypal. Reviewed on: 1st July 2026

Good Pay Pal its the Best to manera Payment online

Good Pay Pal its the Best to manera Payment online Reviewed on: 1st July 2026

Great never had any issues, excellent service

Great never had any issues, excellent service Reviewed on: 1st July 2026

0% interest built in on purchases for 3 months make...

0% interest built in on purchases for 3 months make paymemts easy. Reviewed on: 1st July 2026

Nothing to worry about.

I recently had a problem and the fraud staff were very efficient. Reviewed on: 1st July 2026

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