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PayPal: PayPal Credit reviews

4.90
Based on 110,812 reviews, last reviewed 19th May 2026
2765450% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10* Customer Service Clear and easy to understand terms. Customer service very helpful when I had to claim for a fraudulent payment from my account. Reviewed on: 19th May 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110812)

When I had a problem was sorted fast over the...

5
When I had a problem was sorted fast over the phone Reviewed on: 18th April 2026

Excellent to use online.

5
I've been with PayPal for over 10 years and had PayPal Credit for about 4 years, if i buy a product online through PayPal and it's faulty or damaged and the seller won't help me PayPal never let's me down this is one of the reasons I got a PayPal account. Reviewed on: 18th April 2026

Brilliant quick and easy no fuss

5
Brilliant quick and easy no fuss Reviewed on: 18th April 2026

Quick easy payments, good protection

5
Quick easy payments, good protection Reviewed on: 18th April 2026

Good way to pay

5
Good way of paying for items with no problems Reviewed on: 18th April 2026

Best service

5
Since using PayPal I had no issue with my deliveries or payment or refund when was necessarily Reviewed on: 18th April 2026

Easy to use.

5
Easy to use. Low interest. Easy to get help when required. Great way to manage money and purchase items. Reviewed on: 18th April 2026

All evidence provided but still ripped off by seller

3
I had clearly been ripped off by a seller but PayPal, despite me providing the evidence, failed to obtain a refund. Reviewed on: 18th April 2026

Best experience ever recommended for every one

5
Best experience ever recommended for every one Reviewed on: 18th April 2026

Fantastic service, no hidden fees, great customer su...

5
Fantastic service, no hidden fees, great customer support Reviewed on: 18th April 2026

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