Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110758 reviews)

View other PayPal products

4.90

Based on 110,758 reviews, last reviewed 19th May 2026

2762850% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is my go to for online payments with flexible... Paypal is my go to for online payments with flexible payments and safe transactions Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (110758)

Very good easy to use and there was no rewards till...

Very good easy to use and there was no rewards till now I am using this but I never seen a reward from PayPal or no cash back as well Reviewed on: 18th April 2026

Recent purchase via EBay not refunded.

Recent purchase via EBay not refunded. Opened the case with PayPal who successfully mitigated on my behalf and won my refund Reviewed on: 18th April 2026

Brilliant service

Have being using PayPal for a number of years now and never had any issues, even when I have had to get a refund for anything everything goes through smoothly. Reviewed on: 18th April 2026

PayPal as an extra layer of protection.

I personally use PayPal as an extra layer of protection of such payments like subscriptions an also as payment method when is available. Reviewed on: 18th April 2026

Great experience and easy to use.

Great experience and easy to use. Reviewed on: 18th April 2026

PayPal have customer at heart.

PayPal have customer at heart. I once mistakenly pay for a good and within 3days PayPal get my money for me. They have a very srong policy and the apps is so user friendly. I love paypal Reviewed on: 18th April 2026

Good experience very friendly to use

Good experience very friendly to use Reviewed on: 18th April 2026

Good experience and easy to use.

Good experience and easy to use, and I advive family and friends to join Paypal Reviewed on: 18th April 2026

It's worth it

The only problem I had was when my bank didn't authorise the direct debit payment. I needed to pay my balance off and you guys were amazing about it. Plus the points system makes it all the sweeter Reviewed on: 18th April 2026

PayPal Convenience

Both Paypal Credit and Paypal pay-in-three have been a massive help to me. The convenience of having these options at my fingertips is absolutely fantastic! Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Payments
from PayPal 4.91 from 3720 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52345 reviews
Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub