Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

Great, simple and straightforward

Great, simple and straightforward Reviewed on: 1st July 2026

I started using Paypal for a safe online shopping in...

I started using Paypal for a safe online shopping instead of inputting my bank details in online shops. Now I am enjoying the interest free pay in 3 a lot Reviewed on: 1st July 2026

Always helped with any issues.

Always helped with any issues I had with bad sellers. Reviewed on: 1st July 2026

Long time user

Ive used paypal since 2004 I believe when I joined ebay. I've used PayPal for purchases and small credit purchases ever since. So easy and straight forward. The fact I can make additional payments is easy and the interest free period is enough where it doesn't cost the party in interest, makes those little treats in reach Reviewed on: 1st July 2026

Pay Pal Credit

Been using Pay Pal for the last decade ans its never disappointed. Easy to use payment platform and truly love paypal credit as I can spread the payments.Ive had queit a few great holidays because ive used Pay Pal Credit. Highly recommend. Reviewed on: 1st July 2026

PayPal is very good and convenient easy to use and n...

PayPal is very good and convenient easy to use and now with the option for a virtual card makes it even better Reviewed on: 1st July 2026

I love to use PayPal it is so easy

I love to use PayPal it is so easy Reviewed on: 1st July 2026

Always easy to use, many options for all types of pa...

Always easy to use, many options for all types of payments - flexible payment helps so much Reviewed on: 1st July 2026

Terrific short time credit

PayPal Credit is a very smart way of granting credit to loyal customers. It enables me to pay and receive an important item now and settle the account within 4 months without stress. Reviewed on: 1st July 2026

PayPal service centre deals with the disputes in a q...

PayPal service centre deals with the disputes in a quick and efficient manner. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub