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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Paypal has been a great help

Paypal has been a great help in helping me finance small spends Reviewed on: 1st July 2026

PayPal: to never compromise.

PayPal has been a great way for me to never compromise. However, I would like to see available funds in real time Reviewed on: 1st July 2026

PayPal is quick and easy to use.

PayPal is quick and easy to use. Their customer service team have been extremely helpful. Reviewed on: 1st July 2026

PayPal is safe, convenient and easy to use.

PayPal is safe, convenient and easy to use. It provides a buffer between my finances and the internet. Whilst the APR isn’t the greatest the 0% offers and the PayPal pay in 3 options really allow purchases to be made more affordable. Reviewed on: 1st July 2026

It is a good way to spread the cost of payments.

It is a good way to spread the cost of payments, especially in today's econimic climate. Reviewed on: 1st July 2026

Paypal is 1 of the most easy reliable and trustworth...

Paypal is 1 of the most easy reliable and trustworthy ways to buy online Reviewed on: 1st July 2026

Best deferred options on the market which makes mana...

Best deferred options on the market which makes managing money with two small kids much easier. Reviewed on: 1st July 2026

A very flexible method of making money work.

A very flexible method of making money work. Reviewed on: 1st July 2026

Very convenient way of paying.

Very convenient way of paying. Favourite payment method. Reviewed on: 1st July 2026

Helpful and Convenient Credit Option

PayPal Credit has been a convenient and easy-to-use option for spreading the cost of purchases. The application and checkout process are straightforward, and it’s helpful to have flexible payment options available when needed. Overall, I’ve found it simple, reliable, and useful. Reviewed on: 1st July 2026

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