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PayPal: PayPal Credit reviews

4.90
Based on 110,717 reviews, last reviewed 19th May 2026
2760900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use pay in 3 and PayPal credit and i really can't... I use pay in 3 and PayPal credit and i really can't fault it Reviewed on: 19th May 2026
Mr D's avatar
Mr D

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110717)

Using PayPal over 10 years

5
Using PayPal over 10 years, very reliable and friendly. Reviewed on: 18th April 2026

Every time I need help and advice they are ready to...

5
Every time I need help and advice they are ready to help Reviewed on: 18th April 2026

Brilliant service.

5
Brilliant service. Very fast and secured. Reviewed on: 18th April 2026

Overall good!

5
Overall good! Very helpful… whenever you need to spread the cost Reviewed on: 18th April 2026

Great experience.

5
Great experience. Really easy to use Reviewed on: 18th April 2026

Easy to use, know what is expected from you and PayPal.

5
Easy to use, know what is expected from you and PayPal. Excellent service Reviewed on: 18th April 2026

I was happy that they help me resolve my issues...

4
I was happy that they help me resolve my issues Reviewed on: 18th April 2026

Never had any problems with pal pay smooth transacti...

5
Never had any problems with pal pay smooth transactions and excellent customer service Reviewed on: 18th April 2026

Easy and fast to apply.

5
Easy and fast to apply. Approved just as quick. Great to have the option of using it for interest free purchases when offered like the furniture I bought from argos. Managing through the app is a breeze and the ability to pay more than the set amount as and when. Reviewed on: 18th April 2026

No complaints couldn’t do better

5
No complaints couldn’t do better Reviewed on: 18th April 2026

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