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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Love the PayPal plus rewards.

Love the PayPal + rewards. Free money for buying your everyday stuff with their debit card. What's not to like?! Reviewed on: 1st July 2026

Fast, easy to use and a more secure way to...

Fast, easy to use and a more secure way to pay Reviewed on: 1st July 2026

Conveient.

Conveient. Works fairly well. Would recommend Reviewed on: 1st July 2026

PayPal is very easy to use and link up accounts

PayPal is very easy to use and link up accounts Reviewed on: 1st July 2026

It's fantastic it helps me out so often when paying...

It's fantastic it helps me out so often when paying for expensive things and the 4 month interest free helps that I don't have massive interest fees to pay Reviewed on: 1st July 2026

Always easy to use with piece of mind

Always easy to use with piece of mind Reviewed on: 1st July 2026

Great payment platform and credit option.

Great payment platform and credit option. So easy and convenient. Reviewed on: 1st July 2026

Trustworthy

I have been with PayPal for amny many years and never had any issues. And Paypal credit is also extremely helpful during hard times. Reviewed on: 1st July 2026

its very easy, the whole process takes very little t...

its very easy, the whole process takes very little time. It gives us time to plan our repayments. Reviewed on: 1st July 2026

Easy to use, I feel safe and confident using PayPal.

Easy to use, I feel safe and confident using PayPal. Reviewed on: 1st July 2026

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