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PayPal: PayPal Credit reviews

4.90
Based on 110,672 reviews, last reviewed 19th May 2026
2758900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of mind! Really easy to use & it provides peace of mind for any payments Reviewed on: 19th May 2026
Liz G's avatar
Liz G

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110672)

Always helpful.

5
Always helpful. Do their best to resolve any problem. Understanding and friendly but professional staff. Money help- the best- PayPal credit and pay in 3 . Reviewed on: 18th April 2026

safe and reliable

5
Always found paypal to be a safe and secure payment method, and easy to use Reviewed on: 18th April 2026

Excellent service, no one issue to report

5
Excellent service, no one issue to report Reviewed on: 18th April 2026

PayPal credit is good but could be accepted in more...

5
PayPal credit is good but could be accepted in more places like Amazon and it is sometimes difficult to find account number and see statement because it’s not sent to you. Even electronically Reviewed on: 18th April 2026

Very safe way to pay always use PayPal if I can.

5
Very safe way to pay always use PayPal if I can. Excellent service Reviewed on: 18th April 2026

Credit is great but wish I could use difference curr...

5
Credit is great but wish I could use difference currency as the exchange is terrible Reviewed on: 18th April 2026

So easy to use, and manage your finances

5
So easy to use, and manage your finances Reviewed on: 18th April 2026

It's helpful to less earning money

5
It's helpful to less earning money Reviewed on: 18th April 2026

PayPal has always been there for me when I needed...

5
PayPal has always been there for me when I needed it Reviewed on: 18th April 2026

Convenient and simple to use

5
I’ve used PayPal Credit because it’s quick, convenient and easy to access when making purchases online. The process is straightforward and it can be useful if you need flexibility with payments. Reviewed on: 18th April 2026

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