Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110636 reviews)

View other PayPal products

4.90

Based on 110,636 reviews, last reviewed 19th May 2026

2757150% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great for reward scheme points. Great for reward scheme points. Shame that I can't make certain payments over the phone with some providers. Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (110636)

It has been easy to use with straight forward features.

It has been easy to use with straight forward features. Reviewed on: 18th April 2026

Really easy to use

Really easy to use and great terms Reviewed on: 18th April 2026

PayPal credit

I’ve always found PayPal and PayPal credit easy to use and fuss free and with repayment rates that are competitive Reviewed on: 18th April 2026

So simple to purchase

I live how easy paypal is to use and it is accepted in lots more places. I also have a PayPal card but I have not used this to date Reviewed on: 18th April 2026

The best.

The best. I love it so much and I can pay any time I can Reviewed on: 18th April 2026

Great service, love the 0% over 4 months.

Great service, love the 0% over 4 months. And the new card so I can now use it via Apple Pay Reviewed on: 18th April 2026

Customer service has always been great.

Customer service has always been great.Responds quickly and deals with any problems effectively. Reviewed on: 18th April 2026

Never any problems with transactions and great custo...

Never any problems with transactions and great customer service with any problems Reviewed on: 18th April 2026

In general my experience with paypal is positive , p...

In general my experience with paypal is positive , part from minor customer service , like lack of response or inability to help cause of some issues with the address, all overcome with patience so all fine Reviewed on: 18th April 2026

Great service

I aways use paypal. Its a safe way to pay. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 495 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52281 reviews
Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub