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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Have used PayPal credit a number of times and it has...

Have used PayPal credit a number of times and it has always been a clear and flawless experience. Very easy to use and understand. Highly recommend. Reviewed on: 1st July 2026

Using this for long time now.

Using this for long time now. Never had any issues Reviewed on: 1st July 2026

I am using PayPal for years and it is always smooth...

I am using PayPal for years and it is always smooth and easy without hidden tricks Reviewed on: 1st July 2026

Good access to paying for items.

Good access to paying for items. Reviewed on: 1st July 2026

Easy to navigate, reasonable payment options

Easy to navigate, reasonable payment options Reviewed on: 1st July 2026

Quick, easy and always there

Easy to apply, quick acceptance times, on par interest rates, some great deals to be had around the interest rates such as pay in 3 interest free etc. Reviewed on: 1st July 2026

Was really pleased with my available credit amount,...

Was really pleased with my available credit amount, love the 4 months free interest feature too! Reviewed on: 1st July 2026

Its so easy to use, and I find it very...

Its so easy to use, and I find it very convenient Reviewed on: 1st July 2026

I use PayPal all the time and love the pay in 3 they...

I use PayPal all the time and love the pay in 3 they offer ut just helps so much. Reviewed on: 1st July 2026

Excellent credit service

East of use and excellent customer service notifications arrive as soon as card is used along either details of payment breakdown and interest rates Reviewed on: 1st July 2026

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