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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Great when you wanna spend money you don't have

I have had in general great experience with paypal credit, got me out of some sticky situations Reviewed on: 1st July 2026

Easy to use and monitor account very good

Easy to use and monitor account very good Reviewed on: 1st July 2026

Use PayPal a lot , easy to use and helps with paymen...

Use PayPal a lot , easy to use and helps with payments in one place Reviewed on: 1st July 2026

It’s fine.

It’s fine. Does what it says on the tin. Reviewed on: 1st July 2026

Great experience; only issue I have is when trying t...

Great experience; only issue I have is when trying to pay off the balance, it can take too long to show Reviewed on: 1st July 2026

A simple way to pay.

Making payments is very easy and secure, spreading the cost simple and easy to manage, everything is clear to see. Reviewed on: 1st July 2026

Always very supportive and flexible

Always very supportive and flexible Reviewed on: 1st July 2026

Access to interest free credit

It’s great to have interest free credit when ever I need it. Reviewed on: 1st July 2026

PayPal credit helped me out as an international stud...

PayPal credit helped me out as an international student when I needed that money urgently to pay my tuition fees. With a starting limit of £2800 was a life saver. Reviewed on: 1st July 2026

PayPal Credit - Easy to use

Easy to use - Keeps you up to date with your finances and your account - Easy payments scheme, I can recommend. Reviewed on: 1st July 2026

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