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PayPal: PayPal Credit reviews

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4.90
Based on 110,605 reviews, last reviewed 19th May 2026
2755750% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Complex situation successfully resolved I had a complex situation involving two transactions being cancelled which iare being successfully resolved. Reviewed on: 19th May 2026
George 's avatar
George

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110605)

The app is very user friendly

5
The app is very user friendly and there are loads of perks to take advantage of like the cashback/points scheme Reviewed on: 18th April 2026
Tamika B's avatar
Tamika B

Used PayPal for about 10 years now!

5
Used PayPal for about 10 years now! Maybe longer - easy to navigate - quick to use and available on most apps Reviewed on: 18th April 2026
Rebecca E's avatar
Rebecca E

Straightforward credit

5
Straightforward credit from PayPal and the way their individual deals are spelt out (pay in 3, 0% for 4 months etc) is crystal clear. Generous credit limit too. Reviewed on: 18th April 2026
Alex's avatar
Alex

Very good product & excellent customer service

5
Very good product & excellent customer service Reviewed on: 18th April 2026
MR AYORINDE ILUYEMI 's avatar
MR AYORINDE ILUYEMI

Paypals No1 Fan

5
I have been with PayPal for years and I have always found them great for credit and very competitive with regards to payment options and interest free options. Reviewed on: 18th April 2026
Drew's avatar
Drew

PayPal Credit

4
Never had an issue using PayPal Credit, if something has gone wrong I contact PayPal straight away and I don't have to wait on hold for very long to speak to customer service. Its very handy having different payment options especially when there 0% for 4 months on orders over £99. Useful for when Christmas comes round! Reviewed on: 18th April 2026
BeckyS's avatar
BeckyS

PayPal is a great way of using funds, straight forwa...

5
PayPal is a great way of using funds, straight forward, and good payment options. Reviewed on: 18th April 2026
Dejan T's avatar
Dejan T

Would all way recommend PayPal

5
Never had any issues with PayPal and have great options for different needs Reviewed on: 18th April 2026
Tim R's avatar
Tim R

Very easy to use, would recommend.

5
Very easy to use, would recommend. Reviewed on: 18th April 2026
Laura's avatar
Laura

Thankyou for pay in 3

5
Makes paying easy, you don't miss the smaller payments and makes a larger purchase possible without stretching yourself Reviewed on: 18th April 2026
Paul A's avatar
Paul A

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