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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,556 reviews, last reviewed 19th May 2026
2753450% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Stress free! I really benefit from promotional offers, such as "No Interest if Paid in Full in 6 Months" on purchases of a certain amount, provided I pay the full ... Read more Reviewed on: 19th May 2026
Queen Adassa 's avatar
Queen Adassa

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110556)

Great service

5
I have used PayPal and it as been a smooth and easy way of paying for items Reviewed on: 18th April 2026
Paul M's avatar
Paul M

Sometimes account defaults to pay statement balance...

5
Sometimes account defaults to pay statement balance even when I set to pay minimum as I like to make payments as and when to suit me. Reviewed on: 18th April 2026
Philip R's avatar
Philip R

Very reliable, and easy to use.

5
Very reliable, and easy to use. Great stuff PayPal. Reviewed on: 18th April 2026
Brhos's avatar
Brhos

Very easy to use app and great customer support

5
Very easy to use app and great customer support Reviewed on: 18th April 2026
Tunde O's avatar
Tunde O

Fantastic service and easy to use

5
Fantastic service and easy to use Reviewed on: 18th April 2026
Amarjit S's avatar
Amarjit S

I’ve been using PayPal Credit for a while and it’s good

4
I’ve been using PayPal Credit for a while and it’s been helpful for spreading the cost of purchases, especially with the promotional interest-free periods. It’s quick to set up and easy to use at checkout, which makes it convenient when you don’t want to pay everything upfront. However, it’s also very easy to rely on it too much. If you’re not careful, the balance can build up quickly and the interest rates after the promotional period are quite high. The app does show what you owe, but I think it could be clearer about deadlines and repayments. Overall, it’s a good option if you’re disciplined and keep track of payments, but I wouldn’t recommend it for anyone who struggles with budgeting or impulse spending. Reviewed on: 18th April 2026
Dennis a's avatar
Dennis a

Amazing service and safe

5
Amazing and use PayPal for all my pay outs Reviewed on: 18th April 2026
David G's avatar
David G

Reliable

5
Was very easy to borrow after years of being rejected. With few clicks, it was done. Reviewed on: 18th April 2026
Success Taro's avatar
Success Taro

Very good app easy pay in 3 system, and great 4 mont...

5
Very good app easy pay in 3 system, and great 4 month intrat free if over 100 quid great service in my opinion Reviewed on: 18th April 2026
Matthew B's avatar
Matthew B

I am technophobic but using the system was an absolu...

5
I am technophobic but using the system was an absolute pleasure. Reviewed on: 18th April 2026
Trevor L's avatar
Trevor L

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