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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

great and useful service, used it for essential purc...

great and useful service, used it for essential purchase that I couldnt pay for outright, didn't even notice I was paying it back! Reviewed on: 1st July 2026

Not had to speak to customer services but the rest o...

Not had to speak to customer services but the rest of the service has been spot on Reviewed on: 1st July 2026

Great way to purchase stuff from around the world wi...

Great way to purchase stuff from around the world without the worry Reviewed on: 1st July 2026

PayPal credit offers great choices

PayPal allows me to withdraw any funds quickly to my bank account, has allowed me to feel secure when purchasing online and offers excellent options for large purchases. Having the choice of pay in 3 or a credit allowance is excellent. Reviewed on: 1st July 2026

Very good for helping spread the cost of more expens...

Very good for helping spread the cost of more expensive things. Reviewed on: 1st July 2026

Just the best

So easy when purchasing products on line. Greatest thing for me is the flexibility of interest free payments. I'm not getting into debt and can pay when and how much i like. Reviewed on: 1st July 2026

Easy to use.

Easy to use.4 months interest free. Reviewed on: 1st July 2026

Great service, easy to use and understand

Great service, easy to use and understand Reviewed on: 1st July 2026

Never had any issues, rejection always there when ne...

Never had any issues, rejection always there when needed Reviewed on: 1st July 2026

All positive.

All positive. No complaints. Helpful option when spending online. Reviewed on: 1st July 2026

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