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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Always quick and easy to use without having to remem...

Always quick and easy to use without having to remember card details. Especially like the choices of payment each time including the pay in 3, paypal credit and new PayPal card with points to earn. Reviewed on: 1st July 2026

Confidence and peace of mind are of utmost importanc...

Confidence and peace of mind are of utmost importance to me during and after a purchase, paypal credit meet those criteria. I feel safe in the knowledge that if something went wrong, which may not necessarily be my fault, my purchase/ hard earned cash is protected. The lower interest rates and options for no interest payments is another reason why paypal credit is an excellent credit agency. Reviewed on: 1st July 2026

PayPal Has My Back

I have been using PayPal for a number of years and it's just got better and better. As an older person, I feel that PayPal is the safest way for me to conduct all of my transactions. The overriding reason being that businesses respect PayPal more than they respect me. Reviewed on: 1st July 2026

Hassle free.

Good addition to the account. Easy to use in stores and monitoring account via the app is hassle free. Reviewed on: 1st July 2026

Safe secure platform. Easy to use app.

Very easy to set up and use. The app is perfect for viewing your acccount status and for paying your bill on time. Reviewed on: 1st July 2026

PayPal be my pal

Top Reliable International Payment Platforms with Fast Transfers and Value-Added Services Reviewed on: 1st July 2026

Very happy with PayPal, I use the normal PayPal, ie...

Very happy with PayPal, I use the normal PayPal, ie comes straight from your linked account, pay in 3, which is ideal if you’re a bit short of money at the time, and the credit card for purchases over £100. Reviewed on: 1st July 2026

Use PayPal everyday .

Use PayPal everyday . Easy to use and different payment options . Have the app and again easy to use everything listed seperatley. So pay in 3, credit , balance and crypto. . Reviewed on: 1st July 2026

PayPal App comes in very handy.

PayPal credit comes in very handy. The PayPal app is equally very easy to use and has a has a lot of functionality and features that gives one every thing that one might need to do with a fintech app. Reviewed on: 1st July 2026

Convenient, affordable and prompt.

Convenient, affordable and prompt. Reviewed on: 1st July 2026

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