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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Safe secure way to purchase.

Safe secure way to purchase. Also able to split payments, pay in 3, makes purchasing what you want easier. Reviewed on: 1st July 2026

Easy to use.

Easy to use. Clear terms and conditions with regular updates. Reviewed on: 1st July 2026

Easy to use

Easy to use APP, available in a lot of various checkout steps for a wide amount of retailers. Good APR offer for each purchase. Reviewed on: 1st July 2026

Very easy to use and the reward system is great

Very easy to use and the reward system is great Reviewed on: 1st July 2026

Paypal Credit is easy to use and has given me so muc...

Paypal Credit is easy to use and has given me so much flexibility to manage my finances, a definite recommend. Their credit card has made it better for me to use it for things offline too! Reviewed on: 1st July 2026

Easy to use, very straight forward setup, good updat...

Easy to use, very straight forward setup, good updates on what you owe. Links with other websites. Would recommend to other users, great for paying off concert tickets in 3. Reviewed on: 1st July 2026

Paypal Credit brilliant

Love using PayPal credit so convenient and easy to use Reviewed on: 1st July 2026

Never had any issues, always helped out when having...

Never had any issues, always helped out when having disputes with sellers, great service. Reviewed on: 1st July 2026

Paypal offer great payment methods and are fully bac...

Paypal offer great payment methods and are fully backed up by great customer service when faced with an issue Reviewed on: 1st July 2026

Handy when wanting to spread payments

Handy when wanting to spread payments Reviewed on: 1st July 2026

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