Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

i totally trust paypal with my money ,i have had lot...

i totally trust paypal with my money ,i have had lots of troubles with payments but pay pal have sorted everything out for me Reviewed on: 1st July 2026

Time tested and reliable payment method

I have been using PayPal for over 15 years, it all started from eBay initially but later on it extended to all my online purchases who accepted PayPal. I trust PayPal for all my transactions as it gives me the confidence of most secured payments. Most importantly is the customer care service for their prompt and favourable responses. Reviewed on: 1st July 2026

Absolutely love using PayPal...

absolutely love using PayPal with its flexibility to pay in lots of different ways Reviewed on: 1st July 2026

Very good app and easy to use.

Very good app and easy to use. It’s very easy to make payments and track everything Reviewed on: 1st July 2026

Good Experience

Ok - good experience… would recommend Reviewed on: 1st July 2026

Easy payment of items and great financial plans with...

Easy payment of items and great financial plans with interest if required. Reviewed on: 1st July 2026

Cannot fault it.

Cannot fault it. Great experience everytime Reviewed on: 1st July 2026

Gives me the opportunity to buy bigger purchases and...

Gives me the opportunity to buy bigger purchases and spread interest free over 4 months, works perfectly for me! Reviewed on: 1st July 2026

Easy to use and quick payment.

Easy to use and quick payment. I like that it’s simple to see what you owe Reviewed on: 1st July 2026

Great service, readily available, like the prompts...

Great service, readily available, like the prompts reminding you at checkout that the service is available, the credit enables you to easily spread the cost of bigger purchases with no interest charged within a stipulated timescale. will continue to use. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub