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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

PayPal is a superb way to make purchases, its very s...

PayPal is a superb way to make purchases, its very secure and efficient with good support service. I feel confident using the system. Reviewed on: 1st July 2026

Simple, Convenient, Brilliant

I’ve found PayPal credit to be very easy to use, everything can be done more or less via the app and it’s really user friendly. It’s easy, simple and very convenient, what’s not to like? Even getting in touch is simple! Reviewed on: 1st July 2026

Easy and efficient to use.

Easy and efficient to use. Would recommend Reviewed on: 1st July 2026

PayPal - a secure way to buy online.

PayPal is an excellent way to purchase virtually anything securely and safely online. I always use it as my preferred funding source if I can, knowing I am covered. Reviewed on: 1st July 2026

I initially had an issue with setting up the direct...

I initially had an issue with setting up the direct debit but after speaking with customer services they were very helpful and got it sorted. Reviewed on: 1st July 2026

I have used paypal for years and always have had a g...

I have used paypal for years and always have had a great service from them Reviewed on: 1st July 2026

Easy when you’re in a pinch!

Easy when you’re in a pinch! Easy to pay off and convenient Reviewed on: 1st July 2026

You know your payments are safe

Safe payments, you know your payments are safe Reviewed on: 1st July 2026

PayPal offers flexibility without high costs

PayPal credit has helped me get through probably the most difficult time financially in my life and now I'm thankfully out the other side of that, I won't forget it. Reviewed on: 1st July 2026

For any purchase PayPal is always the best

For any purchases using PayPal is always the quickest and easiest especially using through the app Reviewed on: 1st July 2026

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