Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,283 reviews, last reviewed 19th May 2026
2740650% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm using paypal regularly and very happy with them I'm using paypal regularly and very happy with them Reviewed on: 19th May 2026
Agnieszka S's avatar
Agnieszka S

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (110283)

Greet experience easy to use, krpt uptodate in progress

5
Greet experience easy to use, krpt uptodate in progress Reviewed on: 18th April 2026
Donna l's avatar
Donna l

Easy to use and understand.

5
Easy to use and understand. Easy to make payment and keep track of spending Reviewed on: 18th April 2026
Mr D's avatar
Mr D

Great Service

5
Easy to manage and use. Direct debit set up and changes are seamless and work really well. The 0% on high purchases are a good tool and make it more favourable to use than other providers as this is not for when you just take the product this continues throughout unlike others. When products do not arrive or are damaged the process of reclaiming is very helpful. Reviewed on: 18th April 2026
Non Pritchard's avatar
Non Pritchard

Ive had a very negative experience with paypal but i...

3
Ive had a very negative experience with paypal but it is often the only choice to use other than bank account Reviewed on: 18th April 2026
Jenna 's avatar
Jenna

Spreading payment for purchases without interest is...

5
Spreading payment for purchases without interest is marvelous. There is also credit for further purchases. Reviewed on: 18th April 2026
Daniel A's avatar
Daniel A

Easy to use!

5
Easy to use! I love using PayPal to pay. The mobile App it is very handy. I va check my balance and make payments wherever I am. Reviewed on: 18th April 2026
Maria C's avatar
Maria C

I like using PayPal and the credit options have been...

5
I like using PayPal and the credit options have been really good. I think sometimes customer service is a bit slow and I also don't like paying something but PayPal and then it not coming out of my bank account for a few days. I wish I was instant Reviewed on: 18th April 2026
David 's avatar
David

No easy communication, poor explanation of paypal pr...

1
No easy communication, poor explanation of paypal processes Reviewed on: 18th April 2026
Gypsy E's avatar
Gypsy E

Very good

5
Very good service and helpful for the pay pal using people. Excellent Reviewed on: 18th April 2026
Chandana Dissanayake's avatar
Chandana Dissanayake

Really easy app to navigate

5
Really easy app to navigate, gives you a variety of payment options, and you get points for purchases! Reviewed on: 18th April 2026
Ali's avatar
Ali

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill