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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

So easy asn convenient!

So easy sn convenient! The app is flexible and very easy to use. Getting a refund could be easier however. Sometimes it’s difficult to cancel payments. Reviewed on: 1st July 2026

PayPal is the best

Seamless transactions with paypal credit Reviewed on: 1st July 2026

paypal credit ...

Used paypal credit several times and it couldn't be simpler So easy and straightforward to set up and use Reviewed on: 1st July 2026

Spot on easy way to pay and be paid and have credit...

Spot on easy way to pay and be paid and have credit options Reviewed on: 1st July 2026

Very easy to use and helpful if you have any issues,...

Very easy to use and helpful if you have any issues, user friendly and can click just a button at most checkouts. Reviewed on: 1st July 2026

Excellent experience very happy :)

Excellent experience very happy :) Reviewed on: 1st July 2026

Very handy to have.

Very handy to have. No need to look for card details at checkout, just use PayPal and then pay the balance at the end of the month. Good communication and good terms by and large. Reviewed on: 1st July 2026

The introductory offer was pretty good which is why...

The introductory offer was pretty good which is why I chose to use it. you can also use it with a lot of vendors Reviewed on: 1st July 2026

Excellent and reliable and very efficient

Excellent and reliable and very efficient Reviewed on: 1st July 2026

Easy to use

It’s easy to use and you can split the payment into three months. Reviewed on: 1st July 2026

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