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PayPal: PayPal Credit reviews

4.90
Based on 110,235 reviews, last reviewed 19th May 2026
2738550% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Assistant PayPal help you when you have problems and resolve quickly Reviewed on: 19th May 2026
Neville I's avatar
Neville I

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110235)

Can be confusing as it’ll say 3 months interest free...

3
Can be confusing as it’ll say 3 months interest free but then it starts asking for payments before then and states overdue if you don’t make a payment before the three month period. Reviewed on: 18th April 2026

PayPal Credit is convenient and flexible

5
PayPal Credit is a convenient and flexible way to spread the cost of purchases, especially with 0% interest for 4 months on eligible spending over £99. It is a useful option for planned buying when managed properly, with the added benefit of broad acceptance and PayPal’s familiar purchase protection features. Reviewed on: 18th April 2026

PayPal yo

5
It was fine does what it does nothing else to say Reviewed on: 18th April 2026

PayPal is a great way to pay bills and it’s...

5
PayPal is a great way to pay bills and it’s secure Reviewed on: 18th April 2026

Great to use and pay via PayPal.

5
Great to use and pay via PayPal.... Reviewed on: 18th April 2026

I’ve had a good experience using PayPal Credit.

5
I’ve had a good experience using PayPal Credit. It’s been really useful for spreading the cost of larger purchases, and the application process was quick and straightforward. Payments are easy to manage through the app, and everything is clearly laid out. As long as you stay on top of repayments, it works exactly as expected. Reviewed on: 18th April 2026

PayPal is quality

5
PayPal is great to use I’d rather use PayPal to buy things as I feel it’s a safe way to do so and piece of mind Reviewed on: 18th April 2026

Easy and great for thoses little buy

5
Buying things when you need them and easy to keep track what need to be paid and great for exspencvied items makes paying monthly is a little better .Pay pal has been a great little go to when you need a little help Reviewed on: 18th April 2026

It’s very easy to use and understand, anyone could u...

5
It’s very easy to use and understand, anyone could use it on their need with very easy instructions. Reviewed on: 18th April 2026

easy to use and always avalible

5
easy rto use and always avalible Reviewed on: 18th April 2026

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