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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Probably the easiest way to find yourself in debt an...

Probably the easiest way to find yourself in debt and hardest to get out of. They don't allow you to pay it off using a 0% card to try to get yourself out of the debt. They have offers for certain months but obviously once you've racked up a balance, the offers are null and void. Reviewed on: 1st July 2026

Feel safe using PayPal online

Feel safe using PayPal online for payments Reviewed on: 1st July 2026

Get great rewards fab customer service

Get great rewards and customer service is very quick reply to any queries great service . Reviewed on: 1st July 2026

Used Paypal for years.

Used Paypal for years. Easy to set up, never any issues, Paypal Credit and Pay In 3 are perfect for me. Reviewed on: 1st July 2026

No nonsense - easy to use.

No nonsense - easy to use. Good options Reviewed on: 1st July 2026

Fantastic service!

Fantastic service! Very handy as accepted everywhere. Reviewed on: 1st July 2026

Not had any issues with PayPal Credit, used it twice...

Not had any issues with PayPal Credit, used it twice last week using my phone Wallet. Very convenient way to pay for goods. Reviewed on: 1st July 2026

Easy to use and most shops have PayPal as a payment...

Easy to use and most shops have PayPal as a payment option so it’s great. Reviewed on: 1st July 2026

I haven’t had a bad one, PayPal have refunded when I...

I haven’t had a bad one, PayPal have refunded when I’ve had a fraudulent transaction Reviewed on: 1st July 2026

An essential finance partner

Easy to contact and good communication, virtual cards, 0% interest on all purchases for 4 months. Reviewed on: 1st July 2026

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