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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Just easy

It’s just one of the easiest ways to pay, never have a problem Reviewed on: 1st July 2026

Works great for ticket purchasing

Works great for ticket purchasing Reviewed on: 1st July 2026

There always there when needed They refund your mone...

There always there when needed They refund your money if you get ripped off Reviewed on: 1st July 2026

Aways use with no issue, if ever need to call they...

Always use with no issue, if ever need to call they are always helpful and resolve my call. Reviewed on: 1st July 2026

Paypal. The goto way to pay.

I use paypal for most of my transactions. It is always there for me. An affordable, easy way to pay with an app that that is linked to my accounts and cards. IMy go to way to pay. Reviewed on: 1st July 2026

The best

Lots of my purchases are made via PayPal Credit. A trustworthy service and very easy to manage payments etc. Reviewed on: 1st July 2026

Great, i use it all the time.

Great, i use it all the time. Gives me flexibility to manage my money Reviewed on: 1st July 2026

PayPal is fantastic

Well I've been with PayPal for a number of years now and I've never had any issues heck when I was fired from my job at cineworld and was struggling to pay back my PayPal credit they understood and gave me extensions to pay back Reviewed on: 1st July 2026

Secure safe reliable

I've always have you used PayPal, when there have been an issue, delta quickly. I feel safe online using PayPal Reviewed on: 1st July 2026

Great customer service app needs a tweak

I’ve only had to speak to customer services once but in that occasion very understanding and issue was resolved within minutes. Excellent mobile app and way to approve purchases. Dashboard could be a little clearer and cleaner for the app Reviewed on: 1st July 2026

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