Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110224 reviews)

View other PayPal products

4.90

Based on 110,223 reviews, last reviewed 19th May 2026

2738050% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast, simple, reliable and helpful service PayPal Credit has been easy to use since I registered, with a smooth process and clear repayment options. It’s been convenient for managing my transac... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (110224)

Always there when I need it ..

Always there when I need it PayPal the pal in your pocket Reviewed on: 18th April 2026

Brilliant service.

Brilliant service and prompt payments. Reviewed on: 18th April 2026

PayPal credit makes my life easy.

My experience with PayPal credit is great. The best option compared to others is 4 months. That is great for me to manage my earnings and expenses. It really makes my life easy. Reviewed on: 18th April 2026

Very easy to use excellent service if any disputes a...

Very easy to use excellent service if any disputes arise with companies offers are excellent Reviewed on: 18th April 2026

great experience with paypal and t...

Always received a great experience with paypal and the buyer protection is far superior than most other platforms. Reviewed on: 18th April 2026

No issues apart from customer support needs to be 24...

No issues apart from customer support needs to be 24 hours in case of fraud emergency. Reviewed on: 18th April 2026

service paypal

Brilliant service.would recommend Reviewed on: 18th April 2026

Payment is easy and feels more secure.

Payment is easy and feels more secure. Any issues with sellers are dealt with quickly and I have received refunds from PayPal in the past. Reviewed on: 18th April 2026

Always swift and easy to use

Always swift and easy to use, accepted with a majority of retailers, which means I don’t have to go searching for me card and details. Reviewed on: 18th April 2026

Can be confusing as it’ll say 3 months interest free...

Can be confusing as it’ll say 3 months interest free but then it starts asking for payments before then and states overdue if you don’t make a payment before the three month period. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52103 reviews
Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 83 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub