Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,215 reviews, last reviewed 19th May 2026
2737750% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really am grateful I’ve had a couple issues and yo... I really am grateful I’ve had a couple issues and you guys have been straight onit I would say u need a better number system sometimes it’s nice to ta... Read more Reviewed on: 19th May 2026
Jay R's avatar
Jay R

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110215)

No flaws in 10 or so years.

5
No flaws in 10 or so years. Good customer service and quick withdrawals and deposits. Reviewed on: 18th April 2026

Always there when I need it ..

5
Always there when I need it PayPal the pal in your pocket Reviewed on: 18th April 2026

Brilliant service.

5
Brilliant service and prompt payments. Reviewed on: 18th April 2026

PayPal credit makes my life easy.

5
My experience with PayPal credit is great. The best option compared to others is 4 months. That is great for me to manage my earnings and expenses. It really makes my life easy. Reviewed on: 18th April 2026

Very easy to use excellent service if any disputes a...

5
Very easy to use excellent service if any disputes arise with companies offers are excellent Reviewed on: 18th April 2026

great experience with paypal and t...

5
Always received a great experience with paypal and the buyer protection is far superior than most other platforms. Reviewed on: 18th April 2026

No issues apart from customer support needs to be 24...

5
No issues apart from customer support needs to be 24 hours in case of fraud emergency. Reviewed on: 18th April 2026

service paypal

5
Brilliant service.would recommend Reviewed on: 18th April 2026

Payment is easy and feels more secure.

5
Payment is easy and feels more secure. Any issues with sellers are dealt with quickly and I have received refunds from PayPal in the past. Reviewed on: 18th April 2026

Always swift and easy to use

5
Always swift and easy to use, accepted with a majority of retailers, which means I don’t have to go searching for me card and details. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 52100 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3719 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 83 reviews
    PayPal
    View all products