Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

I just love paypal.

I just love paypal.com because its allows me to receive and send money from and to loved ones in africa. Its easy to make payments online.l also feel protected when l make online payments. I just love everything about paypal.com Reviewed on: 1st July 2026

i like using paypal credit as it helps my situation...

i like using paypal credit as it helps my situation and you get to pay over time Reviewed on: 1st July 2026

Easy to use and set up.

Easy to use and set up. Offers are great! Reviewed on: 1st July 2026

Quick, safe and easy online payments.

Quick, safe and easy to use whilst paying online. Good choice of credit payment options. Reviewed on: 1st July 2026

great experience so far trust worthy

great experience so far trust worthy Reviewed on: 1st July 2026

Mostly great customer service....

Mostly great customer service otherwise fed up talking to a robot and getting nowhere. Reviewed on: 1st July 2026

Five star

Good. Low to no interest. Come in handy for my sons clothes as now they cost a fortune Reviewed on: 1st July 2026

The Pay Pal customer service could be improved to sp...

The Pay Pal customer service could be improved to speak to agents not Bots as having to repeat yourself and getting nowhere. Reviewed on: 1st July 2026

Brilliant and reliable service!!

I’ve been using PayPal Credit for a while now and it has been absolutely seamless. It’s incredibly easy to manage through the app, flexible, and gives me complete peace of mind when making larger purchases. Couldn't recommend it enough—10/10! Reviewed on: 1st July 2026

Everything with ease

Easy to use, always kept updated. Great Communication with emails. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub