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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,203 reviews, last reviewed 19th May 2026
2737200% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal a Very good campani and service PayPal a Very good campani and service Reviewed on: 19th May 2026
Ferragh's avatar
Ferragh

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110203)

Brilliant service.

5
Brilliant service and prompt payments. Reviewed on: 18th April 2026
Adnan A's avatar
Adnan A

PayPal credit makes my life easy.

5
My experience with PayPal credit is great. The best option compared to others is 4 months. That is great for me to manage my earnings and expenses. It really makes my life easy. Reviewed on: 18th April 2026
Afaq Y's avatar
Afaq Y

Very easy to use excellent service if any disputes a...

5
Very easy to use excellent service if any disputes arise with companies offers are excellent Reviewed on: 18th April 2026
carol s's avatar
carol s

great experience with paypal and t...

5
Always received a great experience with paypal and the buyer protection is far superior than most other platforms. Reviewed on: 18th April 2026
Darren's avatar
Darren

No issues apart from customer support needs to be 24...

5
No issues apart from customer support needs to be 24 hours in case of fraud emergency. Reviewed on: 18th April 2026
Stephenson's avatar
Stephenson

service paypal

5
Brilliant service.would recommend Reviewed on: 18th April 2026
Anthony W's avatar
Anthony W

Payment is easy and feels more secure.

5
Payment is easy and feels more secure. Any issues with sellers are dealt with quickly and I have received refunds from PayPal in the past. Reviewed on: 18th April 2026
Michelle H's avatar
Michelle H

Always swift and easy to use

5
Always swift and easy to use, accepted with a majority of retailers, which means I don’t have to go searching for me card and details. Reviewed on: 18th April 2026
Kay Patel's avatar
Kay Patel

Can be confusing as it’ll say 3 months interest free...

3
Can be confusing as it’ll say 3 months interest free but then it starts asking for payments before then and states overdue if you don’t make a payment before the three month period. Reviewed on: 18th April 2026
Natalie H's avatar
Natalie H

PayPal Credit is convenient and flexible

5
PayPal Credit is a convenient and flexible way to spread the cost of purchases, especially with 0% interest for 4 months on eligible spending over £99. It is a useful option for planned buying when managed properly, with the added benefit of broad acceptance and PayPal’s familiar purchase protection features. Reviewed on: 18th April 2026
Verner's avatar
Verner

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