Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

I like to pay via pay pal alwasy the problem are sol...

5
I like to pay via pay pal alwasy the problem are solved. Reviewed on: 1st July 2026

Versatile payment platform

5
I have used PayPal for normal payments when I want the extra layer of protection and their credit solutions. Reviewed on: 1st July 2026

Best and safe payment method

5
Payment service very reliable and safe, easy to use. Reviewed on: 1st July 2026

I used it for general payments, pay in 3 and credit.

5
I used it for general payments, pay in 3 and credit. I have just used credit for £40 get £10back, lots of promos, secure and easy to use Reviewed on: 1st July 2026

Excellent for managing my spending and money

5
Excellent for managing my spending and money Reviewed on: 1st July 2026

PayPal is very easy to use and to understand and is...

5
PayPal is very easy to use and to understand and is quick to set up and an efficient way to manage money Reviewed on: 1st July 2026

Efficient and friendly customer service.

5
Efficient and friendly customer service. It was very easy to open the account Reviewed on: 1st July 2026

Excellent

5
Excellent service always when contacted Reviewed on: 1st July 2026

Always use PayPal for security it’s fast and.

5
Always use PayPal for security it’s fast and. Efficient and secured Reviewed on: 1st July 2026

Best it can be.

5
Best it can be. No problem at all. Easy and smooth transaction. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101280 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products