Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

Trusted and always available .

Always available and easy to use. Good range of repayment options Reviewed on: 1st July 2026

Incredible communication and customer service very u...

Incredible communication and customer service very user friendly app Reviewed on: 1st July 2026

Excellent experience so far, swift and easy service

Excellent experience so far, swift and easy service Reviewed on: 1st July 2026

Paypal credit is amzing.

Paypal credit is easy to use,you can see the details,your balance,also everything else what is needed. You can use it for mostly everything. Love it really as i have it for a while and cant complain for a bit Reviewed on: 1st July 2026

pay in general is an excellent app

In general using the app is excellent, however I have had experiences of going being taken to the webpage of PayPal instead of the app Reviewed on: 1st July 2026

Easy to use, great service when dealing with issues,...

Easy to use, great service when dealing with issues, helps speed the cost easy repayment. Clear coats. Reviewed on: 1st July 2026

Recommend vkjvbjygbjygvhgvv

All good , I’m happy till today fhjvv. Nbcbb Reviewed on: 1st July 2026

Very easy to use and have options to use credit or n...

Very easy to use and have options to use credit or not when checking out so you never feel like you’re being tricked or forced to use it. Easy to check the credit and to set up direct debits or make extra payments. Reviewed on: 1st July 2026

Quick and clear, no problem at all.

Quick and clear, no problem at all. Very convenient and flexible. Reviewed on: 1st July 2026

Very professional, easy to buy , there when needed.

Very professional, easy to buy , there when needed. I will spread the word about pay pal credit. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub