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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Always reliable and flexible.

Always reliable and flexible. The customer service is great. Reviewed on: 29th June 2026

PayPal is a very comfortable company to deal with.

PayPal is a very comfortable company to deal with. Their systems are great and the services they provide, suit me down to the ground. They are safe and secure, as far as I am concerned Reviewed on: 29th June 2026

My experience with PayPal is good and if any problem...

My experience with PayPal is good and if any problems at all they fix it everything good since 2020 since I joined nothing bad to say at all Reviewed on: 29th June 2026

Reasons I opted for PayPal

PayPal Credit was the first credit agreement that I ever took out, I really like the offer of payment schemes using the PayPal credit with fixed interest and sometimes interest free. The introduction of a physical card now makes use of the system ever easier. would highly recommend if anyone is considering the option of credit agreements or cards Reviewed on: 29th June 2026

Pay pal credit

Excellent way of spreading your money a little further and not having to pay it all back in one go Reviewed on: 29th June 2026

easy to use, easy to keep a track of

easy to use, easy to keep a track of Reviewed on: 29th June 2026

PayPal made my life a lot easier

PayPal made my life a lot easier Reviewed on: 29th June 2026

Allways use when can

Allways use when can, never add any problems, and wen have seem to get sorted quick Reviewed on: 29th June 2026

It’s quick, secure, and makes sending and receiving...

It’s quick, secure, and makes sending and receiving money incredibly easy! Also you can’t beat the the buyer protection which gives me extra confidence when shopping online! Overall it’s a reliable service that I trust and would happily recommend to others. Reviewed on: 29th June 2026

Everything good and perfect just application is slow

Everything good and perfect just application is slow Reviewed on: 29th June 2026

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