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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

It is easy, user friendly and reliable

It is easy, user friendly and reliable Reviewed on: 29th June 2026

Easy to use

Easy to use and always keeps me on track. Never had any issues technical or otherwise. Im also never bombarded with emails encouraging to spend more or even spam. Its also very fast at giving a decision once you select paypal credit as a payment method. Reviewed on: 29th June 2026

Easy and straightforward to access the PayPal page.

Easy and straightforward to access the PayPal page. I like the options for payment and the legal cover it gives. Reviewed on: 29th June 2026

Awesome application

Awesome application awesome customer care Reviewed on: 29th June 2026

The whole process is made easy and payments are made...

The whole process is made easy and payments are made easy also. Reviewed on: 29th June 2026

Updated app.

Updated app. Has different payment options. PayPal is available as a payment method with many companies Reviewed on: 29th June 2026

The service is great and I am a very happy PayPal c...

The service is great and I am a very happy PayPal customer. I can make the transactions with ease. I do highly recommend using PayPal to everyone. Reviewed on: 29th June 2026

Perfe t customer service

I've been with PayPal for over 20 years and when I experienced an issue they were supportive, helpful and solved my issue straight away Reviewed on: 29th June 2026

Pay Pal makes shopping so easy with a range of paymn...

Pay Pal makes shopping so easy with a range of paymnent options including interest free Reviewed on: 29th June 2026

I regularly use PayPal to purchase goods from eBay a...

I regularly use PayPal to purchase goods from eBay another selling platforms. I always find it to be very straightforward although being able to see your full statement on line would be another bonus. Reviewed on: 29th June 2026

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