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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

My experience with PayPal has been excellent.

My experience with PayPal has been excellent. Payments are quick, secure, and easy to manage. I’ve always found the app simple to use, and I feel confident knowing my purchases are protected. I would definitely recommend PayPal to others. Reviewed on: 29th June 2026

It's always easy to use and reliable.

It's always easy to use and reliable. It's very handy for online shopping too. Reviewed on: 29th June 2026

Pay Pal is safe and easy too use

Pay Pal is safe and easy too use Reviewed on: 29th June 2026

Very quick first time, and great value for money, ev...

Very quick first time, and great value for money, every next time I used it has been as good as it gets as well, I prefer it over credit cards now. Reviewed on: 29th June 2026

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 29th June 2026

Pay in 4, interest free... win win

Enjoy the benefits of pay in 4 for larger purchases. Reviewed on: 29th June 2026

Peace of mind

Easy to use online, I feel safer using PayPal to pay for products online. Reviewed on: 29th June 2026

It’s super easy to use at every moment.

It’s super easy to use at every moment. Customer support has your back when things go wrong with marketplace sellers etc and I have super transparency of my account using the app which is mega easy and always on hand. Reviewed on: 29th June 2026

Absolutely love using PayPal it helps me get everyth...

Absolutely love using PayPal it helps me get everything I need for presents for family without having to find the money in one go Reviewed on: 29th June 2026

Excellent value

Excellent value, it is easy to use and no hidden fees. I would reccomend it to evreyone. Spreading costs over extra months is really handy. Reviewed on: 29th June 2026

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