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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

So easy to use with fair and clear terms

So easy to use with fair and clear terms Reviewed on: 29th June 2026

Always straightforward to use!

Always straightforward to use! Simple, fast and helpful for transferring money with friends as well as helping with purchases Reviewed on: 29th June 2026

Great tool

Had nothing but positive experience Reviewed on: 29th June 2026

So easy to use, just make sure you pay at least your...

So easy to use, just make sure you pay at least your minimum payment every month - or you'll be charged £12 Reviewed on: 29th June 2026

Best payment plans

One of the safest ways to make payments online and in-store and very secure. And Reviewed on: 29th June 2026

Easy payment and very efficient in processing payment

Easy payment and very efficient in processing payment Reviewed on: 29th June 2026

smart app and user friendly service

so easy to use, the card adding and usability is so smart and user friendly Reviewed on: 29th June 2026

I feel secure using PayPal.

I feel secure using PayPal. Always helpful Reviewed on: 29th June 2026

PayPal Creditasy to pay with quick response se.

Easy to pay with quick response se. Reviewed on: 29th June 2026

I used Paypal for many years, for everything I can.

I used Paypal for many years, for everything I can. Until I started using Klarna pay in 3. The key difference for me - Klarna- pay in 3 by most of my credit cards. Paypal - pay in 3 - direct debit from my bank. I use it as well of course. And I use Paypal Credit. Reviewed on: 29th June 2026

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