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PayPal: PayPal Credit reviews

4.73
Based on 136,313 reviews, last reviewed 12th Jun 2026
3933350% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction you is flawless and easy to use. Every transaction you is flawless and easy to use. Reviewed on: 12th June 2026
Andrew P's avatar
Andrew P

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136314)

Using PayPal is simple and very safe .

5
Using PayPal is simple and very safe .. I use eBay regular and PayPal is my go to payment method . On the rare occasions that I’ve had problems with payments or refunds , PayPal are there to help and remedy those problems . Reviewed on: 7th May 2026

Sharmila mohamed ismail

5
Good service am always using paypal credit Reviewed on: 7th May 2026

Super easy to use!

5
Easy to use, good platform very reliable and nice perks! Reviewed on: 7th May 2026

Would be better if I could receive direct emails in...

5
Would be better if I could receive direct emails in regards of my account or other changes instead of pp account messaging. Thanks Reviewed on: 7th May 2026

Paypal is so accessible and speedy.

5
Paypal is so accessible and speedy. Handy for bringing them gaps between pay day :) Reviewed on: 7th May 2026

Paypal is easy to use.

5
Paypal is easy to use. Makes me feel really secure about spending money because if something doesn't arrived or not what it should have been paypal are always willing to step in and help get the issue resolved. I always feel safe buying items online using PayPal Reviewed on: 7th May 2026

A great experience with PayPal.

5
I can alway have a great experience with PayPal. Reviewed on: 7th May 2026

Simply great

5
Easy to use, great app great perks Reviewed on: 7th May 2026

Easy to use

5
Easy to use, very convenient being added to Google pay Reviewed on: 7th May 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. Sending and receiving money is quick and simple, and it makes online shopping much safer and more convenient. I especially like how easy it is to track payments and manage transactions in one place. Definitely one of the most trusted payment services I’ve used. Reviewed on: 7th May 2026

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