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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

This is something that people can practice as early...

This is something that people can practice as early as possible, hoping to use their money flexibly and easily. Reviewed on: 29th June 2026

Very easy to use and great offers

Very easy to use and great offers Reviewed on: 29th June 2026

I rely on Paypal for being a safe way of using credi...

I rely on Paypal for being a safe way of using credit facilities and do not use any other methods. Reviewed on: 29th June 2026

Simply amazing!

Great service with very helpful people Reviewed on: 29th June 2026

Easy to apply and manage

Easy to apply and manage. Easy to contact and get support Reviewed on: 29th June 2026

Very quick and easy to use.

Very quick and easy to use. Give’s you a little breathing space to pay for thing’s over time. I would recommend this most definitely! Reviewed on: 29th June 2026

very professional

Every contact was handled very professionally Reviewed on: 29th June 2026

Would recommend

PayPal just makes payments so much more straightforward online. Reviewed on: 29th June 2026

Quick, flexible and effective

Quick and effective method of payment that is available with many although not all retailers. Rates are competitive but could be better. Reviewed on: 29th June 2026

Always a convenient and secure way to pay that's ava...

Always a convenient and secure way to pay that's available in most of the stores. Reviewed on: 29th June 2026

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