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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,474 reviews, last reviewed 12th Jun 2026
3940800% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for a number of years and n... I have been using PayPal for a number of years and never had a problem, easy to use and peace of mind when paying. Reviewed on: 12th June 2026
Kirsty E's avatar
Kirsty E

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136474)

My last experience with Costner service’s was bad:)

5
My last experience with Costner service’s was bad:) Reviewed on: 8th May 2026
Marian D's avatar
Marian D

Whenever i was short on money and i needed something...

5
Whenever i was short on money and i needed something to allow me to split payments or use the credit and pay it back later, paypal has always provided me with that so I appreciate their work. Reviewed on: 8th May 2026
Abdelrahman M's avatar
Abdelrahman M

I have been using PayPal Credit for a while now, and...

5
I have been using PayPal Credit for a while now, and always happy to use them again. They are flexible and easy to pay. Reviewed on: 8th May 2026
Rlopikx's avatar
Rlopikx

very good service and if you get a problem it is sor...

5
very good service and if you get a problem it is sorted quick Reviewed on: 8th May 2026
david d's avatar
david d

Very easy to excess and easy to use.

5
Very easy to excess and easy to use... Reviewed on: 8th May 2026
Achyuth Nagam's avatar
Achyuth Nagam

Good and straight forward, easy to accept and follow...

4
Good and straight forward, easy to accept and follow, very happy and never had an issue Reviewed on: 8th May 2026
joshua A's avatar
joshua A

Very Good over 100 pounds 4 months free of interest...

5
Very Good over 100 pounds 4 months free of interest credit.Should bring back 1 year small interest credits on bigger amounts. Reviewed on: 8th May 2026
Ivi D's avatar
Ivi D

I love using pay pal.

5
I love using pay pal. It’s easy to use and very safe. Reviewed on: 8th May 2026
Salman Saleem's avatar
Salman Saleem

I have had a good experience so far with them

4
I have had a good experience so far with them Reviewed on: 8th May 2026
Daniel A's avatar
Daniel A

Using from more than 15 years and it’s the best way...

5
Using from more than 15 years and it’s the best way moving money and pay online Reviewed on: 8th May 2026
Nomi 's avatar
Nomi

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