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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136572 reviews)

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4.73

Based on 136,572 reviews, last reviewed 12th Jun 2026

3945350% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

9 out of 10 you can speak to an agent that resolves... 9 out of 10 you can speak to an agent that resolves the issue in hand. Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136573)

great thing, I recommend it to everyone

I use it often, it is very helpful in many cases Reviewed on: 8th May 2026

Simple to use

Simple to use offers great customer protection, Reviewed on: 8th May 2026

Great experience service and help a lot with large i...

Great experience service and help a lot with large items I could buy at once Reviewed on: 8th May 2026

Paypal a great product

Paypal os easy to use and anytime I have needed to use customer service the service has always been professional and knowledgeable i have always felt that Paypal were investigating thoroughly with a fair outcome Reviewed on: 8th May 2026

Easy to use and lots of options available

Easy to use and lots of options available Reviewed on: 8th May 2026

Great uses. Direct debit setup needs work

Great uses... easy to use however the closing of my credit card is because the linking of a bank account an direct debit set up has errors. Reviewed on: 8th May 2026

Great service that caters to people’s needs

Just always there to support me and provide with options to pay. Great tool for vendors and small businesses. The app is fantastic too. Reviewed on: 8th May 2026

good programme offered

I have a good experience so far, the non interest instalment programme was good. Reviewed on: 8th May 2026

Helpful.

Helpful. Glad it was available to me. Reviewed on: 8th May 2026

Used PayPal for a long time now.great to use.

Used PayPal for a long time now. lots of options for payment plans etc. never had any problems. Reviewed on: 8th May 2026

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