Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136655 reviews)

View other PayPal products

4.73

Based on 136,655 reviews, last reviewed 12th Jun 2026

3949050% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had problems from the beginning Never had problems from the beginning Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (136655)

Excellent PayPal.

I have used your services for many years, you've always been brilliant and I love dealing with you. Reviewed on: 8th May 2026

Have been using it for years, use PayPal credit ofte...

Have been using it for years, use PayPal credit often, have had no issues. Very affordable and adequate amount of time is given for purchases to be paid off with 0% interest. Reviewed on: 8th May 2026

PayPal for daily payments

I use PayPal for alot of payments I know if things don’t go according to plan , it’s dealt with in the right manner Reviewed on: 8th May 2026

Whenever I’ve had an issue, PayPal have been right o...

Whenever I’ve had an issue, PayPal have been right on it. Their judgment is fair and impartial. Reviewed on: 8th May 2026

It is really good that is Intreast free but makes it...

It is really good that is Intreast free but makes it harder to pay back like I'd like mine fixed so every payment I make makes the credit owed down go down and erasure to pay back then spend then once paid fix on something that can be paid off Reviewed on: 8th May 2026

Always extremely helpful and quick to respond when r...

Always extremely helpful and quick to respond when resolving issues Reviewed on: 8th May 2026

Brilliant & helpful service

Stress free easy payment method if there ever is a problem paypal are there to make sure it is sorted efficiently great customer service and quickly dealt with. . Reviewed on: 8th May 2026

Easy to use and very flexible.

Easy to use and very flexible. Makes affordable things even more affordabke Reviewed on: 8th May 2026

Easy service to use, convenient as well as great cus...

Easy service to use, convenient as well as great customer service Reviewed on: 8th May 2026

Great service

Very reliable, convenient and good offers which generally make life a bit easier. Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.75 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 68534 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub