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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Can’t fault PayPal great service

Can’t fault PayPal great service Reviewed on: 29th June 2026

Family supportive

Get support when I needed with help for child support Reviewed on: 29th June 2026

Easy to use.

Easy to use and very quick to resolve any issues. The account site is clear and I can see what payments have been made. 3 split payment is good for spreading the costs. Reviewed on: 29th June 2026

Ive had the best experience with PayPal definitely r...

Ive had the best experience with PayPal definitely recommend it Reviewed on: 29th June 2026

App is super easy to use, everything is well explained.

App is super easy to use, everything is well explained. The only downside would be money takes a couple of days to show up on your balance once you pay something off so always make sure you pay a few days before you are due your payment Reviewed on: 29th June 2026

Only that the customer service have always been effi...

Only that the customer service have always been efficient and helpful Reviewed on: 29th June 2026

Excellent PayPal

Easy to use and a pleasure to deal with. Reviewed on: 29th June 2026

Easy to use and manage via the PayPal app and...

Easy to use and manage via the PayPal app and online Reviewed on: 29th June 2026

PayPal app makes payment easy

PayPal offer a great range of credit and crypto options, I frequently take advantage of pay in 3 and the excellent 4 months interest free product for purchase over £100. It’s also reassuring to make card purchases through the online protection of the PayPal app. Reviewed on: 29th June 2026

Simple, convenient, straight forward to manage.

Simple, convenient, straight forward to manage. I would prefer to be able to change direct debit payment date so I can set up my direct debit for when i get paid, but otherwise it’s fine. Reviewed on: 29th June 2026

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