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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

It has been a good help with my finance so am happy...

It has been a good help with my finance so am happy to be with paypal Reviewed on: 29th June 2026

Easy to Use

Had an account for years. Its easy to use and the interest rates are better than the high street banks. And now with PayPal+ Debit Card and Credit Card not only do you get points, you can use PayPal to buy almost anything in actual shops. Reviewed on: 29th June 2026

PayPal Credit

Very easy to use both online and in card form Reviewed on: 29th June 2026

It’s safe for payments to avoid in falling into scams

I am using PayPal from last 16 years and it is safe way of payments and it’s a great convenience not to fall into scans and it’s credit is very easy to use .i like it . Reviewed on: 29th June 2026

They have always payed on time and I have had all my...

They have always payed on time and I have had all my stuff delivered on time as well so that is good for me. Reviewed on: 29th June 2026

Super reliable

I’ve used PayPal credit for a number of years now, always reliable and helpful call centre. Reviewed on: 29th June 2026

New to PayPal

I'm a new user to PayPal, and all is good so far. Great to have it there along side the PayPal credit facility I accepted and set up. Reviewed on: 29th June 2026

Easy to use, am able to set a limit and stick to it.

Easy to use, am able to set a limit and stick to it. Convenient and good rates. Reviewed on: 29th June 2026

Good credit card option with some nice benefits

Good credit card option with some nice benefits Reviewed on: 29th June 2026

PayPal is good for purchasing items.

PayPal is good for purchasing items. You can choose when you want to pay with their different options, whether its straight away, divide into 3 or delay for up to 4 months. You also have security with a retailer in that PayPal can help if something goes wrong. I've found customer services helpful when ive needed them. Reviewed on: 29th June 2026

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