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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,800 reviews, last reviewed 12th Jun 2026
3955400% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use I have never had an issue... Very easy to use I have never had an issue Reviewed on: 12th June 2026
Steve H's avatar
Steve H

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136800)

Fast and user friendly to use it any time

5
Fast and user friendly to use it any time Reviewed on: 8th May 2026
Anto J's avatar
Anto J

It's a great place for taking nonpercent credit

5
It's a great place for taking nonpercent credit Reviewed on: 8th May 2026
Andrey K's avatar
Andrey K

I’ve always had a good experience with PayPal.

5
I’ve always had a good experience with PayPal. It has made it possible for me to buy no end of goods with the payment options. Reviewed on: 8th May 2026
Sue Larkin's avatar
Sue Larkin

Almost perfect...but

4
I like everything about PayPal Credit, except for the slow updates to the account. Transactions appear several days later, and it's hard to know exactly how much credit is available. It also takes a long time to see repayments, which is a major drawback. We live in an age of short videos and TikTok; people want quick updates, like other banks already provide. Reviewed on: 8th May 2026
Anna V's avatar
Anna V

The new PayPal is so easy to use and the credit flex...

5
The new PayPal is so easy to use and the credit flexibility is much better than other main bank providers. Highly recommend for folks who want a flexible payment credit card Reviewed on: 8th May 2026
Gek Y's avatar
Gek Y

Love PayPal

5
Using PayPal for a long time now . Pay in 3 is very very handy . And the credit of pay in 4 .Also they gave awarded in my favour with complaints of very poor service from companies. Reviewed on: 8th May 2026
Christopher W's avatar
Christopher W

Always the easiest way to pay.

5
Always the easiest way to pay. No issues and it’s the oldest of them all Reviewed on: 8th May 2026
Artur B's avatar
Artur B

Nice credit service

5
PayPal Credit is easy to use, convenient, and gives me flexibility when making purchases. It’s simple to manage through my PayPal account, and the repayment options are clear. Overall, I’ve had a positive experience and would recommend it. Reviewed on: 8th May 2026
Abdulbasit's avatar
Abdulbasit

Paypal my go to financial enabler

4
I wssn't sure how beneficial paypal wojld be until.I was encouraged to use them. My experience has been very good. Its made my financial abilities more productive.I feel secure in using the App to undertake my transactions, and having the space to make payments over 4 months with no interest has enabled me to do things that otherwise would not be achievable. Reviewed on: 8th May 2026
JUNIE F's avatar
JUNIE F

Have used PayPal for many years and never had any is...

5
Have used PayPal for many years and never had any issues Reviewed on: 8th May 2026
Amanda M's avatar
Amanda M

Review PayPal: PayPal Credit now

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