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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Excellent and Convenient Credit Service

I have had a positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage, and the online account is simple to use. It has been a convenient way to spread the cost of purchases, and I have found the service reliable. Overall, I am satisfied with my experience. Reviewed on: 29th June 2026

I’ve had a great experience with the PayPal Credit C...

I’ve had a great experience with the PayPal Credit Card. The application process was quick and straightforward, and being able to use the card both online and in-store makes it incredibly convenient. The interest-free offers on qualifying purchases are a real bonus, helping me spread the cost of larger purchases without added stress. Managing everything through the PayPal app is simple, payments are easy to make, and transactions appear quickly. Overall, it’s a flexible, reliable credit card with excellent features for everyday spending. Highly recommended. Reviewed on: 29th June 2026

Simple to understand and easy to use.

Simple to understand and easy to use. Managing the account and editing amending or seeing updates is simple and it’s quick to get extra information if you need it. I like the flexibility it gives me when I shop online to choose 0% interest over 4 months as that is something that is really beneficial to me Reviewed on: 29th June 2026

Fast easy and very dependable and always helpful if...

Fast easy and very dependable and always helpful if something is wrong x Reviewed on: 29th June 2026

You got to love paypal

Never had any issues with Paypal and usually it’s easiest option to pay. Also now it’s even better with points to collect l would recommend to everyone to use Paypal just because of the points themselves Reviewed on: 29th June 2026

Why use PayPal

Easy to use.The 4 months interest fee.Respected payment source.Secure. Reviewed on: 29th June 2026

Paypal credit is a simple and easy way to spread the...

Paypal credit is a simple and easy way to spread the cost of larger purchases, ot is an easy and efficient way to pay Reviewed on: 29th June 2026

Go to for payments

Overall go to option to protect payments Reviewed on: 29th June 2026

The interest is not too high and the way you are ale...

The interest is not too high and the way you are alert is not too alarming to make you anxious. Reviewed on: 29th June 2026

I am having great experience with PayPal.

I am having great experience with PayPal. Feeling my money is safe while making payment Reviewed on: 29th June 2026

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