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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,846 reviews, last reviewed 12th Jun 2026
3957600% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

the ability to have 4 months at 0% means I have time... the ability to have 4 months at 0% means I have time to pay it all off without getting any extra added on Reviewed on: 12th June 2026
Tom S's avatar
Tom S

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136846)

Always been easy and straightforward process

5
Always been easy and straightforward process Reviewed on: 8th May 2026
Liam M's avatar
Liam M

Great easy way to pay online.

5
Great easy way to pay online. Safe & secure never had any issues. Reviewed on: 8th May 2026
Kevin C's avatar
Kevin C

I recommend to everyone

5
Very helpful for me i can buy things anytime i want Reviewed on: 8th May 2026
Alexandra D's avatar
Alexandra D

PayPal credit has made my life a lot easier.

5
PayPal credit has made my life a lot easier. Payment plans are just UNBEATABLE. Only downside is that i can use it to shop on AMAZON Reviewed on: 8th May 2026
Joshua Enweazu's avatar
Joshua Enweazu

Always works.

5
Always works. Use it for online purchases and balance it from mi debit card. Reviewed on: 8th May 2026
Thomas C's avatar
Thomas C

For the peace of mind

5
I buy many items online and for my peace of mind I use PayPal Credit, which I can easily logon to at the payment screen to make the purchase, and even better I can make payments in instalments, a great option to have in this ever changing playground of technology. Reviewed on: 8th May 2026
Kevin G's avatar
Kevin G

I haven't had a singke bad experienced with Paypal.

5
I haven't had a singke bad experienced with Paypal. Money and customer service wise, The agent were very attentive and they listened to your enquiries as much as they tried the very best possible way to help the customee. I have been using Paypal for such a long time, I extremely happy the way they deal with people. I kind like to say that aoart from providing good service, good vake for money, they also treat people as a orooer humab being not a robot..there always a person at the end of the other line. Reviewed on: 8th May 2026
Corazon 's avatar
Corazon

Always easy to use.

5
Always easy to use. Convenience and safe. Reviewed on: 8th May 2026
Mateusz N's avatar
Mateusz N

Love how flexible it is, especially now with a physi...

5
Love how flexible it is, especially now with a physical card. Love 4 months interest free too. Reviewed on: 8th May 2026
Clair C's avatar
Clair C

Use PayPal for everything just a click away

5
Use PayPal for everything just a click away Reviewed on: 8th May 2026
Lee B's avatar
Lee B

Review PayPal: PayPal Credit now

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