Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

PayPal credit it so convenient for me, to have the a...

PayPal credit it so convenient for me, to have the added option of 4 months free credit gives me the chance to be more flexible with my money , and budget more easily. Reviewed on: 29th June 2026

Never had a problem using PayPal almost every thing...

Never had a problem using PayPal almost every thing I buy I use PayPal as you are protected Reviewed on: 29th June 2026

Could not find a way to pay off an individual purcha...

Could not find a way to pay off an individual purchase within 4 months to avoid paying interest. Would have had to pay off the whole lot ? Found it quite unclear on the app as there wasnt a list of transactions to select which you wanted to pay off Reviewed on: 29th June 2026

I love the fact that you have 4 months interest free...

I love the fact that you have 4 months interest free payment! Reviewed on: 29th June 2026

The best for me

The best for me. It helps me a lot for my shopping needs. Reviewed on: 29th June 2026

Easy, fast and secure.

Easy, fast and secure. PayPal is my preferred method of paying online. Reviewed on: 29th June 2026

Easy to use online

Easy to use and all on my iPhone Reviewed on: 29th June 2026

No fuss and very easy to manage through the App

No fuss and very easy to manage through the App Reviewed on: 29th June 2026

Lowest interest

They have the lowest interest rate from all creditors. Reviewed on: 29th June 2026

Good credit

I has never issue with paypal credit. Good customer service Reviewed on: 29th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub