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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136956 reviews)

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4.73

Based on 136,956 reviews, last reviewed 12th Jun 2026

3962650% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great experiences whenever I do credit payments Great experiences whenever I do credit payments Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136956)

Excellent.

Excellent. Easy to use. Reliable and trustworthy Reviewed on: 8th May 2026

Great service and quick way to pay.

Great service and quick way to pay. Reviewed on: 8th May 2026

Highly recommend Paypal

Paypal is so easy to use and security is very good. So many retailers now accepting paypal means I can spread payment costs and afford to get products I would otherwise be unable to afford. Has been really useful during house renovations but also on the unexpected costs, recently used to spread the cost of expensive car tyres. An essential saftey product for my car that I could afford to get better quality of, by spreading payments across months rather than struggling to pay in one. Reviewed on: 8th May 2026

PayPal is very safe and secure to use

PayPal is very safe and secure to use Reviewed on: 8th May 2026

Secure and trustworthy when shopping online

Been with paypal since they first started and never had any issues with any online purchases via their services Totally trustworthy and secure imo Reviewed on: 8th May 2026

I’m using PayPal for a years and I’m Very happy with...

I’m using PayPal for a years and I’m Very happy with the app Reviewed on: 8th May 2026

Very poor Customer Service

When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their service. Reviewed on: 8th May 2026

Friendly use

Easy to use with no hidden fees ,enjoy secure transactions, flexible payments and complete transparency with every purchase. Reviewed on: 8th May 2026

Excellent

Paypal is an excellent lending app and it is very reliable i have not for one day had any problems using them. Payments are made securely and instantly Reviewed on: 8th May 2026

Long processing payments.

It takes longer than expected for payments on to my account so I find it difficult to confirm my payment has gone through. Reviewed on: 8th May 2026

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