Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

So simple and easy to use.

So simple and easy to use. Especially for the online side of things. I've used pay in 3. Pay later. Can't fault it to be honest. Like today I purchased a sofabed for my garden room. Click, click all done. Reviewed on: 29th June 2026

easy action

everything just flows smoothly when dealing with staff. Staff are always friendly Reviewed on: 29th June 2026

Never had any issues.

Never had any issues. Paypal have always been good and helpful if I’ve ever had to speak to them. Reviewed on: 29th June 2026

Great experience, charges and purchases interest.

Great experience, charges and purchases interest. Reviewed on: 29th June 2026

PayPal is one of the best payment options if you wan...

PayPal is one of the best payment options if you want to split your payment into three interest-free installments. And also for credit option. Reviewed on: 29th June 2026

Easy to use

Easy to use flexible payments, safe Reviewed on: 29th June 2026

Great experience using PayPal in general, but the ad...

Great experience using PayPal in general, but the added flexibility of PayPal credit is very convenient to use and extremely useful. Very easy to use and worry free. Reviewed on: 29th June 2026

Great all round flexible and affordable credit

Great all round flexible and affordable credit Reviewed on: 29th June 2026

Happy customer

Using for every day spends, easy to use app, great point sceme Reviewed on: 29th June 2026

My account was hacked and it was handled with care a...

My account was hacked and it was handled with care and support. Reviewed on: 29th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub