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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137012 reviews)

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4.73

Based on 137,012 reviews, last reviewed 12th Jun 2026

3965300% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very simple a mist have for people w... Easy to use and very simple a mist have for people with busy lives and need that PayPal credit help Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137012)

Never had a problem with paying always informed of p...

Never had a problem with paying always informed of payment pending Excellent service all round Reviewed on: 8th May 2026

Clear app and great options for pay in 3 or add to P...

Clear app and great options for pay in 3 or add to PayPal account Reviewed on: 8th May 2026

Easy application and approval.

Easy application and approval. Easy access to the credit when I needed it with the virtual card. Reviewed on: 8th May 2026

Simple to use.

Simple to use. App is fantastic and clear to see transactions Reviewed on: 8th May 2026

PayPal - Excellent service and facilities

PayPal have simplified the process of acquiring credit and paying for items using their credit facility. Very easy to use and all relevant information is accessible at all times. Reviewed on: 8th May 2026

Very good and easy thing to use, never had a problem...

Very good and easy thing to use, never had a problem using PayPal credit. Very well communicated and reminders on upcoming payments. Reviewed on: 8th May 2026

It is a magnificent experience

It is a magnificent experience, I will recommend it to muy friends Reviewed on: 8th May 2026

Awesome company, have solved issues for me when ther...

Awesome company, have solved issues for me when there has been issues by looking after my money and dealing with fraud Reviewed on: 8th May 2026

Always easy to make purchases, always feels safe.

Always easy to make purchases, always feels safe. Reviewed on: 8th May 2026

Great service , always a quick smooth transaction.

Great service , always a quick smooth transaction. Reviewed on: 8th May 2026

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