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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Great for late holiday deals

Very easy to use ,I always book my holidays on PayPal credit and pay for it over 4 months when I get back.Idea for a late deal holiday. Reviewed on: 29th June 2026

So far it has been ok.

So far it has been ok. I’ve only just started using it. The APR is slightly high compared to other credits Reviewed on: 29th June 2026

I am writing to share my feedback regarding PayPal

I am writing to share my feedback regarding PayPal. I have found that PayPal is very easy to use and efficiently managed through their app. Additionally, the notifications they provide are very helpful, and I have found their staff to be very supportive whenever assistance is needed. Reviewed on: 29th June 2026

Excellent service, widely available, breakdown expla...

Excellent service, widely available, breakdown explained clearly Reviewed on: 29th June 2026

Easy to get easy to apply for wide range of use.

Easy to get easy to apply for wide range of use. Reviewed on: 29th June 2026

I am very satisfied with PayPal Credit and the servi...

I am very satisfied with PayPal Credit and the service you provide. The interest-free credit for up to 4 months is one of the best features, as it gives me flexibility to manage my finances and make purchases without extra costs. The application process is simple, payments are easy to manage, and everything works smoothly. I would definitely recommend PayPal Credit to others. Thank you for providing such a convenient and reliable service. Reviewed on: 29th June 2026

Cashbacks, easy to use.

Cashbacks, easy to use. Conversions and transfers. Reviewed on: 29th June 2026

Easy to use PayPal for purchases provided you provid...

Easy to use PayPal for purchases provided you provide all the information Reviewed on: 29th June 2026

PayPal review

All pay using PayPal whenever I can and know if any problems I can contact them and they will help to resolve the issue more times than not a great service would recommend anytime. Reviewed on: 29th June 2026

Super to use

It’s super to be able to use it at anytime Reviewed on: 29th June 2026

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