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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

No fuss easy to use.

No fuss easy to use. The service is excellent with no issues to date Reviewed on: 29th June 2026

Flexible interest free payments wins!

Offering different buy now/pay later features (4 months interest free credit or pay in 3) offers my family flexibility for big (and not so big!) purchases - which we frankly need at the moment. Paypal has replaced my traditional credit cards for most purchases - delayed and interest free payments are worth more to me than random reward schemes that never really deliver meaningful value. Reviewed on: 29th June 2026

No hassle

No hassle very straight forward and very handy Reviewed on: 29th June 2026

I use PayPal credit to manage my money.

I use PayPal credit to manage my money. It’s easy and simple! Reviewed on: 29th June 2026

Excellent Promos, all forms of service are fair

Excellent Promos, all forms of service are fair and customer oriented. Feels like your experience as a customer is always considered firsthand. Reviewed on: 29th June 2026

Always fast and safe

Always fast and safe way to checkout with update as you make a payment.so you can respond quickly if anything not correct Reviewed on: 29th June 2026

PayPal is my absolute go-to for online payments.

PayPal is my absolute go-to for online payments. I have complete confidence my account and finances are protected. Reviewed on: 29th June 2026

Easy way to pay

Easy way to manage payments. Select the product, the way to pay and the timing. Reviewed on: 29th June 2026

I’ve always found PayPal excellent and ready

I’ve always found PayPal excellent and ready Reviewed on: 29th June 2026

Paypal's got your back.

Paypal is my go to way to pay for things, its easy and just there when you want it no fuss it fills you details out for you most of the time so there's no looking and trying to remember you phone number, paypal's got your back Reviewed on: 29th June 2026

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