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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,053 reviews, last reviewed 12th Jun 2026
3967100% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and useful option. If im being completely honest, i think its a handy thing to have, easy payment options and very useful when you want to buy something same moment but ... Read more Reviewed on: 12th June 2026
Ilona's avatar
Ilona

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137053)

It has been really helpful

5
Since I started using PayPal many years ago I never had an issue. It helped me many time on my financial journey as well. It allowed me flexibility when purchasing and allowed me to spread costs. It has also improved my credit score! My secret is that I use it as a credit card in a way, I make sure I can afford monthly payments on anything I buy and that the items I get are strictly needed. This way I can spread my cost, afford the purchase and improve my credit score. Reviewed on: 8th May 2026
Noa 's avatar
Noa

4 star for paypal

4
PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and checking out seamless across almost all platforms. It is highly reliable for daily purchases, which keeps me coming back despite occasional high fees. While customer service can be slow, the overall convenience outweighs the downsides for personal use. Reviewed on: 8th May 2026
RN's avatar
RN

Paypal everybody's pal

5
I've been with paypal for over 10yrs and I can honestly say I've never had a problem yet.They are so easy to contact and go out there way to help you as much as they can.There paypal 3 in 1 is an amazing idea as it helps people to shop and not worry about paying in full right away.And they always contact you weeks before your second payment is due. Reviewed on: 8th May 2026
David edmiston 's avatar
David edmiston

The fact you can spread payments with 0% interest is...

5
The fact you can spread payments with 0% interest is so good Reviewed on: 8th May 2026
Gordon H's avatar
Gordon H

Paypal is a great service to use and helps with spre...

5
Paypal is a great service to use and helps with spreading costs. The app is so easy to use and super straightforward Reviewed on: 8th May 2026
Amelia b's avatar
Amelia b

Trusted Credit Provider

5
Having used and trusted PayPal for years now, PayPal Credit was a very obvious choice when needed. Easy to set up and no hidden clauses. Reviewed on: 8th May 2026
Claire E's avatar
Claire E

Straightforward

4
I've used PayPal for many years and it is the most straightforward service. I have used it for large purchases, regular subscription payments, or sending money to friends. It works perfectly every time. Reviewed on: 8th May 2026
Ben H's avatar
Ben H

Always kept upto date.

5
Always kept upto date. Secure site. Customer care good. Always at hand for transactions or credit. Varied credit offers. Reviewed on: 8th May 2026
Chris B's avatar
Chris B

I have full confidence in Paypal !

5
PayPal is so reliable it is just given that all payments and processes will go well as I have full confidence in it. Reviewed on: 8th May 2026
Carl's avatar
Carl

I had quite few problems with some sellers and Paypa...

5
I had quite few problems with some sellers and Paypal has been very helpful. They helped to get my money back, and it was quite a large sum. Thank you paypal! Reviewed on: 8th May 2026
Nicoleta Duca's avatar
Nicoleta Duca

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