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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,086 reviews, last reviewed 12th Jun 2026
3968700% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Security is key Secure app helps me to keep my money Reviewed on: 12th June 2026
Fanica i's avatar
Fanica i

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137086)

Easy to use, clear wording and statements

5
Easy to use, clear wording and statements Reviewed on: 8th May 2026
Lynn S's avatar
Lynn S

Never had any issues, fantastic service.

5
Never had any issues, fantastic service.so easy to use and very convenient. Reviewed on: 8th May 2026
Debbie c's avatar
Debbie c

Spreading the cost always helps

5
Easy to spread payments for essential purchases to help with budgeting, excellent idea Reviewed on: 8th May 2026
Rachel C's avatar
Rachel C

Vary pleased with payment and three instalment payme...

5
Vary pleased with payment and three instalment payments Allsopp security Reviewed on: 8th May 2026
Colin's avatar
Colin

PayPal credit review

5
PayPal offers a range of excellent products with user friendly payment plans. I will continue to utilise this amazing service. Reviewed on: 8th May 2026
Paul C's avatar
Paul C

Very helpful and ultimately easy to use.

5
Very helpful and ultimately easy to use. Feels like you have a friend in times when you needed help. Congrats to the management behind Paypal credit. Thank you. Reviewed on: 8th May 2026
Cyrus Sabulao's avatar
Cyrus Sabulao

All good experience

5
All good experience issues resolved quickly Reviewed on: 8th May 2026
EstebanChris's avatar
EstebanChris

Great interest free period really helps easy to use...

5
Great interest free period really helps easy to use great customer service and interest rates aren't too bad either. Easy to use app Reviewed on: 8th May 2026
Amanda I's avatar
Amanda I

easy to work, gave me appropriate credit, email in r...

5
easy to work, gave me appropriate credit, email in regards to pay back etc Reviewed on: 8th May 2026
Abbie-Louise Green's avatar
Abbie-Louise Green

I’m very happy I live PayPal card

5
I’m very happy I live PayPal card Reviewed on: 8th May 2026
Khaled C's avatar
Khaled C

Review PayPal: PayPal Credit now

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