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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

PayPal makes you and your money feel 'safe'.

PayPal makes you and your money feel 'safe'. A company that actually cares about the customers is a rare thing, but PayPal do! Reviewed on: 29th June 2026

goood good good ood good good hood good good good

goood good good ood good good hood good good good Reviewed on: 29th June 2026

Good first impression

I've only recently started using PayPal Credit, but the setup was quick and straightforward. So far, everything has been easy to use, and my experience has been positive. I'm looking forward to using it more. Reviewed on: 29th June 2026

It’s so easy the money is there if I need it.

It’s so easy the money is there if I need it and I can pay it back instalments or all the ones no matter what the circumstances. Reviewed on: 29th June 2026

Great 0% offers that make taking out credit affordab...

Great 0% offers that make taking out credit affordable when needing to make slightly larger payments. Only downside has been a £12.50 charge once with very little explanation. Reviewed on: 29th June 2026

Paypal is great

Using paypal for almost a decade now, never had issues with it. Easy to use, great credit offers, quick support response. Reviewed on: 29th June 2026

Very Good helpful and very quick in getting back to...

Very Good helpful and very quick in getting back to you Reviewed on: 29th June 2026

Excellent app for managing credit

Simple interface, clear terms and conditions, fast decisions, and prompt responses to support requests. Certainly one of the most flexible forms if credit I have used. The well-designed app provides timely and up-to-date information, with a range of means to manage payments. Best of all is support in case of unsatisfactory transactions. Reviewed on: 29th June 2026

PayPal credit is easy to use and offers reassurance...

PayPal credit is easy to use and offers reassurance when buying things on line. However the dispute process is slightly rigid in format, so if you prefer to deal with an individual person this may feel like a slight shortcoming. Having said that the automated process does work and your concerns will be reviewed, just something to be aware of. Reviewed on: 29th June 2026

Excellent service and speed.

super I am satisfied; there are no issues with payment. Reviewed on: 29th June 2026

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