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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Great rewards for everyday spending

Great rewards for everyday spending Reviewed on: 29th June 2026

Perfect app to keep safe

This is the perfect app to keep your money and card information safe. I love how you can now add your paypal credit card to you phone virtually. The best past is getting points while making day to day spending and getting rewarded for it! Their customer service has also been excellent if I ever had an issue with a payment never had an issue with Paypal! Can't recommend it enough! Reviewed on: 29th June 2026

A good tool to manage spending

Good you can control your spending and there is a sensible cap Reviewed on: 29th June 2026

Paypal credit is quick and easy to use and enables m...

Paypal credit is quick and easy to use and enables me to buy things without dipping into my savings Reviewed on: 29th June 2026

PayPal is your Pal

Easy to navigate the online app super flexible payment options for those things I want Reviewed on: 29th June 2026

This is my best service so far.

This is my best service so far. Paypal makes everything easy for me Reviewed on: 29th June 2026

Had no problem even with refunds

Had no problem even with refunds Reviewed on: 29th June 2026

Very simple and easy to use.

Very simple and easy to use. Linking credit to a purchase make life very simple. Reviewed on: 29th June 2026

No problems - all works as expected

No problems - all works as expected Reviewed on: 29th June 2026

PayPal is easy to use, no messing about required.

PayPal is easy to use, no messing about required. A good user interface and a decent credit limit. Reviewed on: 29th June 2026

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