Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 137,106 reviews, last reviewed 13th Jun 2026
3969600% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Bluebell Great app easy to set up and easy use Reviewed on: 13th June 2026
Clare's avatar
Clare

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137106)

Easy to use and confidence for online shopping

5
Easy to use and confidence for online shopping Reviewed on: 8th May 2026

Convenient with great interest free payment options...

5
A convenient way to pay worth great interest free payment options. Reviewed on: 8th May 2026

Paypal , What's to say?

5
been using Paypal for years. Hassle free, EXCELLENT service Reviewed on: 8th May 2026

Very good quick transfer easy to apply

5
Very good quick transfer easy to apply Reviewed on: 8th May 2026

Interest free payment plans useful if you can pay of...

5
Interest free payment plans useful if you can pay off in the time period Reviewed on: 8th May 2026

Great app everyday use.

5
Great app everyday use. Ability to add paypal to applepay makes it the best Reviewed on: 8th May 2026

Easy to use!

5
Easy to use! I’ve always used PayPal as it’s safe and easy to contact. Reviewed on: 8th May 2026

No issues ever.

5
No issues ever. Always feel safe paying with PayPal Reviewed on: 8th May 2026

User friendly and secure

5
It’s very convenient and easy to use and in the event of a problem, I am confident that it will be resolved. Reviewed on: 8th May 2026

Good saving

5
It's easy to pay back and also you can buy what ever if you don't have money in full Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 68866 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3747 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products