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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Efficient and easy to use.

Efficient and easy to use. Trustworthy and accessible customer service Reviewed on: 29th June 2026

Handy to have

PayPal Credit is quite handy to have, due to the 0% interest for a few months. Reviewed on: 29th June 2026

Great experience as a customer using PayPal for mone...

Great experience as a customer using PayPal for money transfers between friends as well as a credit provider - clear costs associated with credit, ability t pay off with monthly DD as well as easy separate contributions . The other products (pay in 3, 4 months interest free) allow great flexibility for larger purchases Reviewed on: 29th June 2026

I have got good experience with paypal making my mon...

I have got good experience with paypal making my money safe and this gives me rest of mind. Reviewed on: 29th June 2026

GREAT Customer Service

They got my money back on an item that got lost in UK Customs from the EU. It was easy-peasy to contact them and once I'd provided a chronological summary of what I thought had happened, they kept in contact with me on the progress made while they investigated and finally ruled in my favour. Can't praise them highly enough. Reviewed on: 29th June 2026

Very reliable and good , excellent service as well

Very reliable and good , excellent service as well Reviewed on: 29th June 2026

Quick and frictionless service.

Quick and frictionless service. Good app and website experience, clear communication. Reviewed on: 29th June 2026

PayPal is a trusted provider, knowing that i have p...

PayPal is a trusted provider, knowing that i have protection over my purchases gives me peace of mind, this is why I use PayPal for nearly everything Reviewed on: 29th June 2026

credit where credit’s due

PayPal Credit has been a go-to for me since it first launched. Having a flexible line of credit built directly into PayPal makes it genuinely convenient, and the ability to spread larger payments over a longer period gives you real breathing room when you need it most. Solid and dependable. Reviewed on: 29th June 2026

Easy to use and keep track off, monthly payments

Easy to use and keep track off, monthly payments Reviewed on: 29th June 2026

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