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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Pay pal my pal

5
Never had an issue with pay pal customer service efficient and easy to use Reviewed on: 29th June 2026

Never had any issues and it suits me well

5
Never had any issues and it suits me well Reviewed on: 29th June 2026

Easy app and service - nothing difficult

5
Easy app and service - nothing difficult Reviewed on: 29th June 2026

Great service!

5
Great service, customer service second to none and zero percent interest for four months offer fantastic. Reviewed on: 29th June 2026

Simple easy to follow App.

5
Simple easy to follow App. Great payment options love pay in 3 Reviewed on: 29th June 2026

It is what it is

2
if/when you can get an answer from them its never straightforward and/or what your looking for. Reviewed on: 29th June 2026

helpful and convenient

5
So helpful and convenient especially having the access on Apple wallet Reviewed on: 29th June 2026

I've been very happy with my PayPal Credit experience.

5
I've been very happy with my PayPal Credit experience. The application process was simple, and using it has been easy and convenient. Payments are straightforward to manage, and everything has worked smoothly. It has been a reliable service, and I would definitely recommend PayPal Credit to others. Thank you for providing such a great experience! Reviewed on: 29th June 2026

always there when needed with a great service

5
always there when needed with a great service Reviewed on: 29th June 2026

I enjoyed the smooth and straight forward process of...

5
I enjoyed the smooth and straight forward process of applying and re-payments. Reviewed on: 29th June 2026

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