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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Great service

5
Always had great service and help with any problems. Great option when paying for things especially the pay in 3. Pays fast and securely.. I had a problem when a hotel let me down and thankfully paypal refunded the money for me so very reliable service. Reviewed on: 29th June 2026

PayPal credit is easy to use

5
I requested a card and it arrived swiftly. I was worried I’d need to do a small payment to active it but it worked right away. Reviewed on: 29th June 2026

Very easy to use.

5
Very easy to use. Checkout is quick and easy. App shows everything you need all in one place and easy to use. Reviewed on: 29th June 2026

Would recommend

5
Easy to use and manage on the app Reviewed on: 29th June 2026

PayPal credit is very useful to pay for things quick...

5
PayPal credit is very useful to pay for things quickly and safely. Reviewed on: 29th June 2026

Value for money

3
Rates are good compared to many credits from other providers. Reviewed on: 29th June 2026

Makes it easy for online shopping

5
Like the fact that it gives me the ease to use it online. Not had any issues since using the service. Reviewed on: 29th June 2026

Very easy to use as now I have it on my wallet which...

5
Very easy to use as now I have it on my wallet which is the best, I can use it any shops. Also customer service very friendly people. I can not understand the interests rates? What is the best thing to do when paying for the credit card? Reviewed on: 29th June 2026

Easy to use, makes purchasing larger items more mana...

5
Easy to use, makes purchasing larger items more manageable. Keep track easily within the app. Reviewed on: 29th June 2026

Mr Jefim P.

5
Lots of possibilities and very profitable. The real help to people! Thank you so much! Reviewed on: 29th June 2026

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