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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,060 reviews, last reviewed 12th Jun 2026
3967450% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service and peace of mind! PayPal has always had excellent customer service, never been in a situation where I’ve had any issues resolving refunds or problems with purchases. P... Read more Reviewed on: 12th June 2026
Hassan A 's avatar
Hassan A

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137060)

I use PayPal for everything it’s a brilliant way to...

5
I use PayPal for everything it’s a brilliant way to pay online. Great customer service and safest way to pay. Been using for 10 years now and would never not use it. Can’t recommend it enough Reviewed on: 8th May 2026
Luke b's avatar
Luke b

Love the service and credit terms

5
Love the service and credit terms Reviewed on: 8th May 2026
Muhammad Ismael's avatar
Muhammad Ismael

Easy to use and easy to follow, never had any issues...

5
Easy to use and easy to follow, never had any issues with the services provided Reviewed on: 8th May 2026
Julia D's avatar
Julia D

Credit works well and pay in 3 is really handy as we...

4
Credit works well and pay in 3 is really handy as well as interest free promos. Would be nice to be able to make individual payments specifically to interest free items as doesn't appear to be an option Reviewed on: 8th May 2026
Shaun Collard's avatar
Shaun Collard

Never had issues with PayPal it's my go to for onli...

5
Never had issues with PayPal it's my go to for online purchases Reviewed on: 8th May 2026
Sherida Ismail's avatar
Sherida Ismail

Very easy to use and good 0% offers

5
Very easy to use and good 0% offers Reviewed on: 8th May 2026
Joe Pugh's avatar
Joe Pugh

Never had an issue with PayPal.

5
Never had an issue with PayPal. Always offers a good solution. Reviewed on: 8th May 2026
Erika M's avatar
Erika M

It easy and secure.

5
It easy and secure. Not too hard to use web or phone app. Reviewed on: 8th May 2026
Tony P's avatar
Tony P

PayPal is a no brainer

5
​If you shop online frequently, PayPal is a no-brainer for the security and dispute protection alone. It’s not perfect—and the fees for international transfers can bite—but for everyday domestic shopping and peace of mind, it’s still the gold standard. Reviewed on: 8th May 2026
Nicolas 's avatar
Nicolas

easy helpful

5
gave credit when needed, easy repayment options Reviewed on: 8th May 2026
lily s's avatar
lily s

Review PayPal: PayPal Credit now

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